A Specialized Auto Body Shop in Denver, CO
- Hail & Collision Repair

With 20+ years of auto hail repair experience, we now also offer paint, bumper, and minor collision repairs in Denver. Same quality, more services.

Serving Colorado since 2011

Serving Colorado since 2011

Best offer for auto hail repair

Best offer for auto hail repair

Strive for 100% satisfaction

Strive for 100% satisfaction

Fastest & most reliable services

Fastest & most reliable services

Contact StormWise for Auto Hail & Collision Repair in Denver, CO

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Address:

775 Sheridan Blvd, Lakewood,
Colorado 80214

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Office Hours:

Monday - Friday : 9am -5pm
Saturday - Sunday : Closed

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Phone Number:

(720)-439-9533

Tell Us About Your Car
Where Should We Send The Quote?

Welcome to our Denver Metro - Sheridan Auto Body Shop

Denver has been our home since 2011.

After 10 years of traveling and working in auto hail repair, we made Denver our headquarters. In 2023, we expanded to serve our neighborhood with paint repair, bumper repair, and other minor collision services.

We’re bringing the system that made hail repair easy to collision repair. With us, you’ll get a contact within the hour, and we’ll keep you posted on every step. Whether it’s a scratch, a fender bender, or a full paint job, we’ll take care of it as if it were our own car.

What we do:

First known as the best auto hail repair brand specializing in paintless dent repair, StormWise Auto Body Shop extends its dedication to providing top-notch repair solutions and now offering a wider range of services for both auto hail repair and collision repair.

Hail Damage Expertise
Paintless dent repair (PDR)
Paint touch-up
Bumper repair
Mirror replacement
Fender repair
Wheel rim repair
Panel realignment
Trim repair
Headlight or taillight restoration
Windshield chip repair

What we don’t do:

While StormWise excels in various auto body repairs, there are specific services we do not offer. Our commitment to specialized care means focusing on areas where we can provide the highest quality service. 

  • Major Mechanical Repairs
  • Electrical System Repairs
  • Interior Upholstery Work
  • Vehicle Customization
  • Heavy-Duty Vehicle Repairs

Hail and Collision Repair Before & After Results

Independent Denver Car Repair Shop that Works with All Major Insurances

When people need car repairs, they often contact their insurance and use pre-approved shops. However, you can choose your own. Pre-approved shops often prioritize insurance companies over car owners. We fight for you to get the best parts and repairs covered by your insurance.

+ other commercial insurance

Various Car Repair Costs
in Denver, CO

We offer the best value for auto body repair with our StormWise Excellence Standard; fixing it the right way, every time. When compared to other car repair options in Denver, our value beats all other locations and specialists without a doubt!

Choose StormWise

Over the years, we’ve developed a system to make auto repair easy. Your car is one of the biggest assets you can own, so we focus on three key things:

Best Quality
Fastest Repair
Easiest Process

We also offer different options based on the type of repair, considering that insurance has varying requirements and coverage.

StormWise Advantage for Auto Hail Repair

$200 cash back

Get $200 back on your repair! We want to make your experience as smooth and rewarding as possible.

No deductible

In the cities we operate in, we can legally cover your insurance deductible at our own cost, so that you don’t have any out-of-pocket expenses.

Free pickup & drop-off

If you're far from our shop or need to meet at a rental place or work, we offer free pickup and drop-off, meeting you wherever is most convenient.

Free rental car*

Similar to deductible coverage, preferred shops cannot provide a free rental car* when your coverage doesn’t include one. We can and we will.

Lifetime warranty

Any dent that’s been fixed using paintless dent repair will stay that way for the life of the vehicle. However, if issues arise down the line that you believe are related to our repair, we would be happy to fix them for free.

Insurance claim help

Not only do we help file your insurance claim, we can usually schedule a meeting with your adjustor much faster. StormWise has a great relationship with almost all insurers and have dedicated contacts for various cities and regions.

StormWise Value Promise for Collision Repair

Works with all insurances

We work with all major insurance providers. Plus, we understand that filing insurance claims and dealing with adjusters is stressful, which is why we take care of the entire process for you.

Free Uber/Lyft ride

To make your life easier, we offer a free Uber or Lyft ride (up to $20) when you drop off your car at our shop.

Premium Materials Only

Our certified technicians only use the highest quality materials for your car repair, and we make sure you get a repair that's built to last.

Hear From Our Satisfied Customers in Denver, CO

I was referred to StormWise through another hail repair company we’d worked with before. They were very responsive and came out to estimate damages quickly. StormWise contacted my insurance provider, negotiated with the adjuster, and direct payment was made without my intervention … everything was very easy. I’d recommend them to anyone in need of hail repair!

easy auto hail repair review

Dave J.

5/5

Very Easy

Storm Wise did a fabulous hail repair on my F150. Dave and the crew were spot on. My truck looks better than when I bought it ! The customer service and communication was excellent. I live 75 miles away and they even did pickup and delivery. I would highly recommend their services to anyone in need. Thank you Storm Wise.

Testimonial-auto-hail-repair-fabulous

Dwayne H.

5/5

Fabulous Hail Repair

Great company to go through if your vehicle was damaged by hail. Our vehicle had multiple dents on the hood, roof and sides and they did an amazing job repairing all of it. Car looked brand new when we received it back. Hassle free, as well, they deal with your insurance company and cover the deductible. Zero out of pocket costs!

Testimonial-zero-out-of-pocket-costs

Andrew H.

5/5

Zero Out-of-Pocket Costs

Additional information about Auto Body Repair in Denver

A cracked windshield against a blurred background of a road.
Car Repair Insurance

Does Auto Insurance Cover Windshield Repair for Minor Chips or Full Replacement?

Windshield damage is a frequent issue for drivers, caused by factors like debris, weather, or minor accidents. Such damage can impact driving safety, as a compromised windshield reduces visibility and weakens the vehicle’s structure. Generally, whether your car insurance policy covers windshield repair or replacement depends on your policy type. Liability insurance, for instance, does not cover windshield repair or replacement as it only addresses damages caused to others. Collision coverage may cover windshield replacement but typically only if the damage is due to a car accident. Comprehensive insurance, however, usually covers both windshield repair and replacement and often offers flexible deductibles. Additionally, glass-specific add-ons can provide more focused coverage, often with reduced or waived deductibles. Understanding Your Insurance Policy for Windshield Coverage Understanding which type of car insurance covers windshield repair or replacement can help you avoid unexpected costs. The table below provides a breakdown of common insurance types and what each generally covers for windshield damage. Insurance Type Covers Windshield Repair? Covers Full Windshield Replacement? Details Liability Insurance ❌No ❌No Liability insurance does not cover windshield repair or replacement; it only covers damages you cause to others. Collision Insurance ❌No, unless accident-related ✅Yes, if windshield damage is due to a collision Covers windshield replacement only when damage results directly from a collision with another vehicle or object. Comprehensive Insurance ✅Yes ✅Yes Comprehensive policies typically cover both repair and replacement for windshield damage, often with flexible deductibles. Glass Coverage Add-Ons ✅Yes ✅Yes Optional glass add-ons specifically cover windshield and other glass repairs or replacements, often with reduced or waived deductibles. Types of Windshield Damage Windshield damage can vary from minor chips to full-blown cracks, each requiring different repair or replacement approaches: Minor Chips: Small chips are often caused by flying rocks or debris and can usually be repaired without needing a full replacement. Chips are minor enough not to impact visibility or the windshield’s integrity significantly. Full Cracks: Larger cracks are more severe and often result from more substantial impacts. These cracks can grow over time, compromising the driver’s visibility and potentially leading to complete windshield failure. Understanding the type and severity of the damage can influence how and if the insurance covers repairs. Insurers may have specific guidelines, often covering minor repairs at little or no cost while requiring more documentation and higher deductibles for full replacements. Coverage for Minor Chips and Cracks For minor chips and small cracks, insurance coverage can vary. Here are some key considerations: When Insurance Covers Chip Repairs: Comprehensive insurance often covers chip repairs if they meet certain criteria, like being small enough to be repaired effectively and not obstructing visibility. Some insurance providers even waive the deductible for minor repairs to encourage early action and prevent further damage. Benefits of Early Repair: Repairing chips early can help avoid the need for a full replacement. Insurance companies may prefer to cover smaller repairs as they’re usually cheaper than replacements, benefiting both the insurer and the policyholder. Typical Deductibles for Chip Repair: Depending on the insurance provider, chip repairs may come with lower deductibles than full windshield replacements, reducing out-of-pocket costs for minor fixes. Coverage for Full Windshield Replacement In certain situations, a full windshield replacement is necessary, especially when: The windshield has large cracks that impair visibility. There is damage on the driver’s side that disrupts vision. Cracks or damage compromise the structural integrity of the glass. Comprehensive insurance is the most likely policy to cover a full replacement, but it typically includes a deductible. The exact cost will depend on the policy terms and whether the policyholder has glass-specific coverage. State-Specific “Zero-Deductible” Laws Unlike states such as Florida, South Carolina, and Kentucky, which mandate zero-deductible windshield replacements with comprehensive insurance, Colorado does not have such a law. In Colorado, you may still be able to get zero-deductible coverage if you purchase additional glass coverage through your insurance provider. Always check with your insurer for available options. Factors That Affect Windshield Coverage Multiple factors can impact the coverage you receive for windshield repairs or replacement: Deductible Amounts and Policy Details: Insurance providers set their own deductible levels, which can range from minimal to substantial amounts depending on the policy. Insurance Provider Policies: Each insurance company has different policies regarding windshield repairs, especially concerning whether they cover third-party shops or only certain approved repair services. Choice of Repair Shop: In some cases, choosing a repair shop outside the insurance company’s preferred network can impact coverage or reimbursement amounts. While third-party shops may offer flexibility, using insurance-preferred shops can sometimes make the claims process smoother and more cost-effective. Conclusion Windshield damage can be an unexpected and sometimes costly problem. Knowing whether your auto insurance covers repairs or replacements and understanding the nuances of your policy can make a significant difference when handling these issues. Comprehensive insurance is typically the best choice for windshield protection, especially in states with zero-deductible laws for replacements. As always, reviewing your own policy details and consulting with your insurance agent will give you a clear picture of your coverage options for any potential windshield mishaps. Frequently Asked Questions Are cracked windshields covered under warranty? Most manufacturer warranties cover cracked windshields only if caused by a manufacturing defect, like material or installation issues. Damage from external factors (e.g., road debris) typically isn’t covered. Some brands offer optional windshield protection plans: for instance, BMW’s plan covers minor chips and cracks from road debris but excludes cracks over six inches. Hyundai, Subaru, and Ford offer similar plans with specific coverage limits. If your car has advanced driver-assistance features integrated into the windshield, such as lane-keeping cameras or autopilot systems, it’s important to ask about coverage for recalibration, as this can vary by manufacturer and plan. To confirm specific coverage, it’s best to consult your warranty terms or speak with your dealership. What states offer free windshield replacement? Unlike states like Florida, South Carolina, and Kentucky, where zero-deductible windshield replacements are mandated with comprehensive insurance, Colorado doesn’t have this requirement. However, you might

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person looking confused at an insurance policy
Car Repair Insurance

When Not to File an Auto Insurance Claim [How Small Claims Can Impact Your Rates]

Filing an auto insurance claim can seem like a straightforward step after an accident, but knowing when not to file can be just as crucial. Many assume that only major claims affect premiums, but even minor claims can lead to increased rates. In fact, it’s often the reporting of an incident, rather than the insurance claim itself, that triggers higher premiums. Insurers frequently adjust rates simply because an accident was reported, regardless of the severity. This article explores the pros and cons of filing a claim, clears up some common misconceptions, and offers practical advice for various situations to help you make a smart decision. How Small Claims Can Impact Your Insurance Rates  It may come as a surprise that even small claims can raise your rates, as insurers view any accident report as an added risk. Understanding this potential impact can help you make a well-informed choice about whether a car insurance claim is worthwhile. How Insurers Calculate Risk Insurance companies set premiums based on several risk factors, including driving record, frequency of claims, and accident reports. Even minor accidents can signal a higher risk level to insurers, leading to potential rate increases to cover anticipated future claims. Why Small Claims Matter Contrary to popular belief, small claims—or even reports of minor car accidents—can influence premiums. Insurers tend to factor any reported incident into premium calculations, even if it’s minor or not your fault. Knowing that small claims can increase your premiums helps in making more strategic decisions about when it’s best to avoid filing a claim. Don’t Make This Mistake There’s an important distinction between merely reporting an accident and filing an actual claim. Sometimes, just notifying your insurer of an incident (due to police involvement or third-party reports) can lead to a premium hike. If the insurer is already aware of the accident, not filing a claim might not prevent a rate increase. In these cases, filing a claim could actually be beneficial, as the rate impact is already in place, and the claim can help cover repair or medical costs. When Not to File an Auto Insurance Claim For some situations, covering repair costs out-of-pocket directly at a repair shop rather than filing a claim can be advantageous, especially if the accident hasn’t been reported or the insurer is not yet aware. Here are scenarios where forgoing a claim could save you more in the long run. #1 Repairs Cost Less than or Near Your Deductible If your repair costs are close to or just slightly over your deductible, filing a claim may not be worth the potential premium increase. For instance, if your repair estimate is $1,200 and your deductible is $1,000, you’d only receive $200 in coverage—but might face a premium hike that costs much more over time. In these cases, paying out-of-pocket could be a wiser choice, provided the accident hasn’t been reported. #2 Minor Cosmetic Damage Filing claims for minor cosmetic damage, like small dents or scratches, can raise premiums unnecessarily. Such claims can also show up on vehicle history reports (e.g., Carfax), potentially lowering the car’s resale value more than the cost of the damage itself. In most cases, it’s more cost-effective to pay for minor cosmetic repairs yourself to avoid long-term financial impact. #3 Risk of Losing Your No-Claims Bonus Many insurers offer no-claims bonuses or discounts to policyholders with claim-free records, which can save $200-$500 annually. Losing this bonus due to a small claim can have a greater long-term cost than covering a minor repair yourself. This bonus also helps maintain low rates when switching insurers. By avoiding small claims, you can keep this discount intact, especially if the insurer isn’t aware of the incident. The Hidden Costs of Filing Small Claims Deductibles on Multiple Claims: Each accident requires its own deductible, which can add up quickly. For frequent minor incidents, paying out-of-pocket for repairs could save money and help avoid additional rate increases. Risk of Policy Cancellation or Non-Renewal: Filing frequent small claims can make you appear high-risk to insurers, potentially leading to policy cancellation or non-renewal. Even minor claims, if frequent, indicate a higher risk level, which may affect your ability to retain coverage. The Hassle Factor: Small claims can involve considerable paperwork, inspections, and follow-up, which can be time-consuming. For minor damage, consider if the effort involved is worth the potential payout and rate increase. When You Should Definitely File a Claim While there are cases where avoiding a claim is beneficial, some situations require filing to ensure adequate financial and legal protection. Major Accidents or Costly Repairs: When repair costs far exceed your deductible, filing a claim is usually the best route. Significant damage is what insurance is meant to cover, so in these cases, a claim is likely worthwhile. Injuries or Medical Expenses: If anyone involved is injured, filing a claim is essential. Medical expenses can add up quickly, and insurance coverage can help manage these costs. The Other Driver is at Fault: If another driver is responsible, filing a claim helps ensure their insurance covers the damages. Even if your insurance is impacted, it’s important to hold the at-fault party accountable. Liability Concerns: If there’s a chance of a lawsuit or liability, it’s crucial to file a claim for legal protection. Your insurance policy provides liability coverage, and filing safeguards you financially against potential claims from others. Conclusion When deciding whether to file an auto insurance claim, consider the long-term financial impact rather than focusing solely on immediate benefits. Not all accidents require claims, especially if they’re minor and can be managed without involving insurance. Evaluate your specific situation carefully, weigh the costs of repairs against potential premium increases, and don’t hesitate to consult your insurance agent for guidance. For minor damages, our team offers expert repair solutions to help you manage costs and protect your vehicle without affecting your premiums.

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Before and after repair
Auto Hail Repair

Car Hail Damage Repair Cost [With Real Examples]

Hail damage repair for cars can get really expensive. While most articles mention costs ranging from $750 to $3,000, the reality is often much higher because we’re usually dealing with hundreds of dents. At StormWise, we’re the only brand that discloses the real costs for car hail repair, and based on the thousands of cars we’ve fixed in the past three years, the average cost is about $6,750.  The range can be anywhere from $4,000 to as high as $15,000. But here’s what most people don’t know: on average, we charge $0 for the repair.  In this article, we’ll explain the factors that affect the cost and, more importantly, how you can get your car fixed with paying $0 out of pocket. Key Factors Affecting Hail Damage Repair Costs The cost of hail damage repair depends on a few factors: Jump Here: The size and number of dents on the vehicle The material of the vehicle’s panels The severity of the damage – Is there any paint damage? Repair method: Paintless Dent Repair (PDR) or traditional methods Your insurance coverage Repair specialists’ offers Real Examples of Hail Damage Repair Costs Dent Size and Count The size and number of dents affect the cost of hail damage repair. Paintless Dent Repair (PDR) uses a pricing matrix based on dent size (like dime, nickel, quarter, or half-dollar) and dent quantity (mild: 6-15 dents, moderate: 16-30 dents). For example, 10 dime-sized dents on a hood might cost around $150. But if there were 20 quarter-sized dents, the cost would increase to about $225 due to the larger size and higher number of dents. For a more detailed breakdown of how PDR costs are calculated, here’s an in-depth look into the PDR pricing matrix. Panel Material Hail repair costs also depend on the complexity of the panel material. Aluminum, for example, is harder to repair than steel because it lacks “metal memory,” meaning it doesn’t easily return to its original shape after a dent. As a result, aluminum panels can cost up to 25% more to fix, requiring specialized tools and techniques. This adds to the repair cost and demands greater skill from the technician. Paint Damage and Severity Beyond the number, size, and material, hail repair costs also depend on the severity of the damage and the methods needed. Severe damage, like cracked or chipped paint, can significantly raise costs. For example, deep dents that break through the paint may require both dent removal and repainting, increasing the expense. Minor touch-ups might cost around $50, while a full car respray for severe damage can reach up to $5,000. Paintless Dent Repair (PDR) vs. Traditional Repair Paintless Dent Repair (PDR) is usually the most budget-friendly choice for fixing minor dents that haven’t cracked the paint. You can expect to pay between $50 and $200 per dent, depending on the size and how many there are. If there’s paint damage or if the dents are too large for PDR, traditional repair methods will be necessary. These can cost between $500 and $1,500 per panel, with prices going up based on how severe the damage is. Insurance Coverage Most comprehensive car insurance policies cover hail damage because it’s considered an “act of nature.” This means you usually won’t see your premiums go up if you file a claim. Just keep in mind that you need a comprehensive policy—liability-only or collision insurance won’t cut it. With comprehensive insurance, repairs for hail damage won’t affect your rates, but it’s best to act quickly after a storm to prevent any further issues. StormWise can help by working directly with insurance companies to make sure all your repair costs are covered, including any deductibles you might have. Severe hailstorms, like those that hit Colorado, can really cause a lot of damage, with repair bills ranging from $3,000 to over $15,000. Even smaller hailstones can lead to damage that meets or exceeds your deductible, which often means insurance will cover the full repair cost if the damage is significant. Don’t wait too long to get those repairs done. Driving around with unrepaired hail damage can hurt your car’s value and could even lead to lower insurance payouts if you get into an accident later. Some insurance companies might subtract the value of any previous unrepaired damage when calculating payouts for a total loss. Choosing the Right Repair Service for Hail Damage After a hailstorm, acting quickly to repair any damage is essential to maintain your car’s value. Reputable repair services, like StormWise, specialize in Paintless Dent Repair (PDR), a technique that restores dents without affecting your vehicle’s original paint or finish, keeping it in top condition. Look for repair shops with fast turnaround times—StormWise, for example, often completes repairs within two weeks, even during peak seasons. Partnering with a service that works directly with insurance companies can also simplify the claims process and reduce delays. Some providers, including StormWise, offer deductible assistance, easing your out-of-pocket costs. Choosing the right repair service not only ensures fast, quality repairs but also helps maintain your car’s value and avoids complications with future insurance claims. Real Examples of Hail Damage Repair Costs Minor Damage Minor hail damage typically involves hundreds of small dents across the vehicle, as even smaller hailstones can cause widespread impact. Repair costs for this type of damage usually start at $3,000 to $5,000, depending on the extent of the damage and the vehicle’s panel materials. PDR (Paintless Dent Repair) is commonly used for these repairs, ensuring that the vehicle’s original paint remains intact. Moderate Damage Moderate hail damage involves a higher number of dents spread across several panels, leading to more extensive repair needs. Costs for this level of damage typically range from $5,000 to $8,000, depending on the vehicle and the extent of the impact.  Repair specialists often recommend addressing moderate damage quickly to avoid further complications and preserve the car’s value. Severe Damage Severe hail damage involves extensive denting across multiple panels, often requiring significant repairs or part

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a car with dents caused by hail damage
Auto Hail Repair

Expert Guide on How to Repair Hail Damage on Car: Know What You Should Do

Hailstorms can leave your car looking like a golf ball, peppered with dents and sometimes causing more severe damage to its paint and glass. For those living in Colorado and Texas, hail storms are a yearly occurrence from April to September, making it important to know how to handle the aftermath.  Understanding how to repair car hail damage can save you time and money, and help you decide when it’s best to tackle the repairs yourself or call in the pros.As the leading auto hail repair brand in the U.S. with over two decades of experience, we’ll share our knowledge about various repair options for different types of hail damage.  We’ll help you compare professional services with effective DIY solutions and walk you through the steps we take at StormWise. Jump Here: Types of Hail Damage DIY Hail Repair Methods at Home Paintless Dent Repair (PDR) DIY Methods that Work Repairing Hail Damage Why DIY Repair Isn’t a Viable Option for Hail Damage Frequently Asked Questions How to Repair Hail Damage on Car: Types of Hail Damage Understanding the type of damage your car has endured is the first step in deciding the best repair approach. Hail damage can vary depending on the size of the hailstones and the intensity of the storm. Here are the most common types: Dents: These are the most frequent form of hail damage. They can range from tiny dimples to larger, more pronounced indentations. Paint Damage: Sometimes, hailstones will chip or crack your car’s paint, leaving it exposed to the elements and at risk of rust. Glass Damage: Larger hailstones can crack or shatter windows and windshields, creating safety hazards and requiring immediate repair. DIY Hail Repair Methods at Home  When it comes to DIY hail damage repair, it’s important to recognize that not all methods shared online are effective—or even safe. Before diving in, you should assess the extent of the damage to ensure that a DIY approach is feasible. While techniques like Paintless Dent Repair (PDR) kits offer some potential, other popular methods, such as using hair dryers with compressed air or dry ice, are largely ineffective and may cause further damage.  Here, we explore different repair approaches to help you make an informed decision. Paintless Dent Repair (PDR) – the Best Method to Fix Dents Caused by A Hailstorm What is PDR? PDR is a method of removing dents and dings without affecting the car’s paint. By accessing the back of the dent, specialized tools are used to push the metal back into its original form. Step-by-Step Guide: Assess the Dent: Ensure that the paint is not cracked and the dent is shallow enough for PDR. Gain Access: Remove interior panels if necessary to access the backside of the dent. Apply PDR Tools: Use specialized rods to gently push the dent out from behind, working gradually until the dent is no longer visible. Monitor and Adjust: Continuously check progress to ensure the panel returns to its original shape. Best For: Small to large dents where the paint is undamaged. Most hail dents range in size from a dime to a half-dollar. Pros: Retains original paint. Most PDR firms offer lifetime warranty on the repair. Much cheaper than traditional dent repair methods. . Cons: Requires skill, experience, and patience. PDR doesn’t work if there is crack or missing paint at the core of the dent PDR doesn’t work on plastic panels, rocker panels, or bumpers whether they’re plastic or metal. Tools Needed: PDR rods, blending hammers, and specialized lighting tools. DIY Methods that work – Glue Pulling Kits and Suction Cup Puller Glue Pulling Kits Glue pulling is an effective method for small to medium dents on metal surfaces, especially in hard-to-reach areas like roofs or door panels. Adhesive tabs are applied to the dent, and a pulling tool gradually lifts it out.  Afterward, any remaining glue should be removed with an adhesive cleaner to avoid paint damage. This method preserves the paint if done carefully, though patience is required to prevent mistakes. Suction Cup Puller Suction Cup Puller is a practical method for removing large, shallow dents on metal surfaces, such as car doors, hoods, or trunks. The suction cup creates a vacuum seal over the dent, and steady pressure is applied to lift the metal back into place.  This technique works best on flatter surfaces and requires proper cleaning to ensure a secure seal. Multiple attempts may be necessary for optimal results. This method preserves the paint, provided the metal isn’t over-pulled, and offers an easy, cost-effective solution for minor dents. Avoid Misinformation in DIY Repairs While some DIY online tips—like the hot water technique—claim to work on multiple materials, popping dents only works on metal surfaces. This is because metal has memory properties that allow it to return to its original shape when the right amount of force is applied. Plastic lacks these properties, meaning dents in plastic bumpers or panels cannot be “popped” out as easily. Using the wrong method for the material can lead to frustration and even damage. Always verify if a technique suits the type of surface you’re working on. Trusted solutions like glue pulling kits and suction cup pullers provide safe and effective results for metal surfaces without compromising your vehicle’s paint or structure. If you’re interested in learning more about real vs. fake DIY methods, check out this guide on compressed air and dry ice dent removal techniques. Repairing Hail Damage Requires Specialty Technique Sometimes, a hailstorm will come and go, and it isn’t too bad. It damaged your car a little, and you figure, “Hey, this isn’t the worst. Maybe if I do some research, get the proper materials, I can repair all the damage myself!” That’s the thing, the damage may appear to be easy to fix, but if you look closely enough, you’ll discover how to repair hail damage on car requires a more difficult process than you think in reality. It’s also easy to miss all the subtle

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image of an adjuster inspecting hail damage on a car.
Car Hail Damage Insurance Coverage

How Long to Claim Hail Damage on Car: Tips for a Faster Insurance Claim Process

Hailstorms can strike unexpectedly, causing significant damage to vehicles and leading to costly repairs and complex insurance claims. According to the Insurance Information Institute, hail causes billions of dollars in damage annually. That’s why navigating the insurance claim process efficiently is crucial for every car owner.  This guide provides essential tips and insights to expedite your claim, ensuring quicker repairs and financial relief. By following proven strategies and timely actions, you can streamline your insurance claim process, minimizing stress and inconvenience. Jump Here: How Long to Claim Hail Damage on Car #1 Document Damage Immediately #2 Review Your Insurance Policy #3 Contact Your Insurance Company #4 Get Repair Estimates #5 Meet the Adjuster #6 Finalize the Claim Frequently Asked Questions   How Long to Claim Hail Damage on Car Insurance companies usually require you to file hail damage claims within 30 days to a year, depending on the insurer and policy. To avoid complications and ensure you meet all deadlines, file your claim as soon as possible. If your car has been damaged by hail, you obviously want to have it fixed quickly. Coordinating with insurance companies could be a little complicated, so you should file your claim immediately.  Prompt filing helps prevent the insurer from questioning the cause of the damage. Delays can lead to doubts about when and how the damage occurred, which can complicate the claim process.  To your advantage, timely action can prevent the claim from being denied due to late reporting. This ensures a smoother and more straightforward claim process, allowing you to get your car repaired without unnecessary delays.   6 Tips for a Faster Insurance Claim Process #1 Document Damage Immediately As soon as it’s safe, use a camera or smartphone to capture clear, detailed photos and videos of all hail damage from multiple angles to ensure no damage is overlooked. Proper documentation is crucial for supporting your insurance claim. It provides clear evidence of the damage, prevents disputes with your insurer, and can streamline the claims process, increasing the likelihood of a favorable outcome. #2 Review Your Insurance Policy Before filing a claim for hail damage, review your car insurance policy to understand covered damages and your deductible. Knowing what your policy covers and your financial responsibilities helps streamline the claims process and prevents surprises. Contact your auto insurance agent for any clarifications needed to proceed confidently with your claim. #3 Contact Your Insurance Company After experiencing hail damage, promptly call your insurance company to report it. Provide comprehensive details, including the date when the hailstorm occurred and a thorough description of the damage sustained.  Following the insurer’s instructions, submit any necessary photos and documentation to support your claim. Ensure all required information is promptly communicated and documented. #4 Get Repair Estimates To ensure you make informed decisions, get multiple quotes from licensed repair shops or contractors. Each quote should provide a detailed breakdown of repair costs to help you compare prices and understand the expenses involved.  Additionally, take immediate steps to prevent further damage, such as covering broken windows temporarily. These actions protect your property and simplify the insurance claims process. #5 Meet the Adjuster To initiate the insurance claims process for hail damage, start by scheduling an appointment with the insurance adjuster to conduct a thorough inspection of the damage. It’s essential to be present during the assessment to accurately point out all areas affected. Provide complete documentation, including photos, videos, and detailed repair estimates, to support your claim. #6 Finalize the Claim When you get a settlement offer for hail damage, review it carefully. Examine the details to ensure that the offer includes coverage for all necessary repairs and aligns with the estimates you’ve gathered from repair shops or contractors.  If you find discrepancies or believe the offer is insufficient, be prepared to negotiate with your insurer. Seeking assistance from a professional, such as a public adjuster or legal advisor, can also be beneficial in navigating the negotiation process and securing a fair settlement. Conclusion Understanding the timelines and requirements for claiming hail damage on your car is crucial for expediting the insurance claim process. By following the tips that were discussed, your insurance claim experience might be a little bit better. But here’s another insider tip: there are auto repair shops out there that offer insurance claim assistance, such as StormWise Auto Hail Repair and Collision Repair. Our team handles everything from paperwork to processing, ensuring a hassle-free experience for you while your car is being restored. Contact us today so we can guide you through the process. Frequently Asked Questions What if I need temporary repairs before the adjuster’s inspection? If you need to make temporary repairs to prevent further damage, document everything thoroughly with photos and keep all receipts. Your insurance company should reimburse you for these temporary fixes, but it’s essential to have proof. Can I negotiate the repair cost with the adjuster? Yes, you can negotiate the repair cost with the adjuster. Provide estimates from reputable repair shops and any supporting documentation to justify the costs. What happens if another hail storm damages my vehicle before repairs can be made? If another hail storm damages your vehicle before repairs are made, document the new damage separately. Inform your insurance provider immediately and provide evidence to differentiate between the two incidents. What happens if my hail damage claim is denied? If your hail damage claim is denied, review the denial letter for the reasons. You can appeal the decision, provide additional evidence, or seek assistance from a professional, such as a public adjuster. Does my insurance company cover sales tax on a totaled car due to hail? Insurance policies vary, but many companies do cover sales tax on a totaled car. Review your policy or contact your insurance agent to confirm whether sales tax is included in your coverage.

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Hail Storm

How Big Does Hail Have to Be to Damage Your Car: Does Size Matter?

Hailstorms can be unpredictable and devastating, especially when it comes to your car. It can cause damage that ranges from minor cosmetic issues to severe structural problems.  Understanding how hail size correlates with the severity of damage can help you prepare and protect your vehicle. In this blog, we’ll explore how different hail sizes impact your car and what steps you should take if your car suffered hail damage. Jump Here: Pea-sized (0.25 inches) Marble-sized (0.5 inches) Quarter-sized (1 inch) Golf ball-sized (1.75 inches) Baseball-sized (2.75 inches) & Larger hail (3+ inches) What to Do After Hail Damage Pea-sized (0.25 inches) Pea-sized hail is small, but it can still cause minor cosmetic damage under certain conditions. While it might not pose a severe threat to the overall structure of your car, softer parts like plastic trim can be affected. Here’s what to watch out for: Discoloration: The impact of pea-sized hailstones can lead to slight discoloration on the car’s surface. Slight Dings: In some cases, you might notice minor dings or indentations, particularly on the softer plastic areas of your vehicle. Marble-sized (0.5 inches) When hail reaches the size of marbles, it has the potential to cause minor dents and dings. These dents are usually shallow and may not break the paint but can affect your car’s aesthetic appeal. Minor Dents and Dings: Aluminum body panels, such as hoods and trunks, are particularly susceptible. You may find shallow indentations that affect the appearance but are unlikely to break the paint. Quarter-sized (1 inch) Hailstones of this size can cause more substantial harm to your vehicle and often require professional repairs Dents in Softer Metals: Softer metal areas can get dented more easily. Cracked Windshields: The force of quarter-sized hail can crack windshields, especially if struck at an angle. Golf ball-sized (1.75 inches) Golf ball-sized hailstones can cause significant damage to multiple parts of your vehicle. The impact is more pronounced and requires immediate attention. Significant Dents: Roofs, hoods, and trunks can suffer major dents. Shattered Windshields: Windshields are almost certainly shattered, and cracks can spread easily. Baseball-sized (2.75 inches) & Larger hail (3+ inches) When hailstones reach the size of baseballs or larger, the damage is often catastrophic. The severity of the damage often makes repairs impractical, leading to the possibility of totaling the car. Common damage include: Major Dents: The entire vehicle body, including the roof, hoods, and trunks, can be severely dented. Shattered Windshields and Windows: Windshields and windows are likely to shatter completely. Damaged Tires and Caved-in Roofs: The impact can even damage tires and cave in roofs, making body repairs impractical due to the extent of the damage. Total Vehicle Loss: In extreme cases, severe hail damage may result in the vehicle being considered a total loss by insurance companies. What to Do After Hail Damage Experiencing hail damage can be extremely stressful, but taking the right steps immediately after the incident can help mitigate further damage and ease the repair process. Here are a few tips on what to do after your car has been damaged by hail: Document the Damage: Take photos from various angles to capture the extent of the damage. This documentation will be essential when filing insurance claims and getting repair estimates. Contact Your Insurance: Notify your insurance company immediately. Provide them with the documentation you have collected and follow their instructions for filing a claim. Get Repair Estimates: Obtain estimates from reputable auto body shops to understand the repair costs and process. Make sure to get multiple quotes to ensure you are getting a fair price. Choose a Reputable Repair Service: Consider professionals like StormWise who specialize in hail damage repairs to ensure quality service. Look for reviews and ask for recommendations to find a trusted provider. Conclusion Knowing the correlation between hail size and damage severity helps you take timely and appropriate measures to protect your vehicle. From minor cosmetic issues with pea-sized hail to catastrophic damage from baseball-sized hail, being aware of the potential impact is essential. If hail damage occurs, promptly documenting the damage and contacting your insurance can help ensure your vehicle gets the necessary repairs. If your car has suffered hail damage, contact StormWise Auto Hail Repair and Collision Repair for professional repair services. Our expert team can restore your hail-damaged vehicle to its pre-damage condition, regardless of the severity of the hail impact. Stay prepared, stay protected, and remember that size does matter when it comes to hail and your car.

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