Windshield damage is a frequent issue for drivers, caused by factors like debris, weather, or minor accidents. Such damage can impact driving safety, as a compromised windshield reduces visibility and weakens the vehicle’s structure. Generally, whether your car insurance policy covers windshield repair or replacement depends on your policy type.

Filing an auto insurance claim can seem like a straightforward step after an accident, but knowing when not to file can be just as crucial. Many assume that only major claims affect premiums, but even minor claims can lead to increased rates. In fact, it’s often the reporting of an