Do I have to use insurance approved repairers?

Customers often ask “Do I have to use insurance approved repairers for hail damage?”

Your insurance company may offer to relieve you of the burden of finding a repair shop by giving you a list of approved repairers. This is a tempting offer when you’re in a hurry and not eager to check out repair shops on your own. Many consumers don’t realize that the state insurance regulations around the country allow them to choose their own repair shops.

Although these shops may be fully qualified, they do have a business relationship with your insurance company. And by sending you to these shops, insurance companies are gaining control over their costs, such as regulating how much they can pay a technician, using used parts instead of Oem (new) parts, and mandating that you pay your deductible.

Find top auto repair shops in your area

What you want to do is find the repair shop that does the best job for your car. That isn’t necessarily the one insurance companies would recommend because the approved repairers often cost less than independent repair shops.

In general, it’s a good idea to pick your place. Look at reviews and decide on your own what works best for you.

Insurance-affiliated repairers depend on insurance carriers for their business. In some cases, these shops may be more concerned with how much they’re costing your insurer than how well they’re repairing your vehicle. You could be at a disadvantage when you’re dealing with a car repair facility with primary allegiance is to the insurance company.

We have had many Insurance Companies ask us to become one of their preferred shops over the 23 years of business, but we choose not to.

In order to provide the best paintless dent repair to our customers, we hire technicians that have 10 + years of experience in the business, we use new parts on all vehicles, and we can waive $500.00 of your deductible, plus getting you a rental if you do not have rental coverage!

We want you to be able to get around while we have your vehicle, offering complimentary valet services. If you don’t need a rental, even better! Because then, in most cases, we can cover up to $1,000.00 deductible. We have a full lifetime warranty on the preformed work.

We are here to assist you in making your claim, so you have a better understanding of everything.

Bottom line – there is not one insurance company out there that will not work with us due to not being on their pre-approved repairer list!

the auto hail repair experts at StormWise

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