How Much Does Average Collision Repair Cost: The Ultimate Guide

The average collision repair cost can vary a lot and can cost as little as $50 or as much as $2,500 or more. This is because it depends on the severity and location of damage, type of care, parts required, the auto body repair shop you choose, and other factors.

Collision

Over the last 10 years, StormWise has seen vehicle repairs of all magnitudes, and our experts know exactly how to give an accurate quote. We put together all the information you’ll ever need about collision repair costs. That way, you can determine how much your collision repair process should cost so you never overpay.
Keep reading to learn the estimated prices for different types of damages, factors that affect repair prices, how to save money on collision repairs, and more.

What’s in this Guide:

 Estimated Collision Repair Costs by Damage Location:

collision repair

Since the average estimate price differs a lot depending on where the dents and damage are located, we divided up the average price based on the location of the body damage.

Type of Repair Repair Cost Factors that Affect Cost Lower-end example Higher-end example
Minor Scratches repair $150 – $2,000 The main factor is whether or not it’s into just the clear coat or the paint. Severity and location of the scratch on the panel and if it’s close to an adjacent panel that will need to have paint blended, age of the car & existing paint quality Bugging out a scuff that’s in the clear coat only. No dent, no paint damage, just buffing a panel. 3 inches or less Deep scratch into the paint with no dent on a quarter pane. This price would include refinish quarter panel, R&I any adjacent moldings or glass, and blend into the roof rail
Cracks Repair $700 – $2,000 This requires body & paint work regardless, and the minimum is usually going to run $700 on a single panel. The price increases if the paint has to be blended into 1 or more adjacent panels Small crack on small panel such as a fender that requires no blending of paint to an adjacent panel Crack on a roof rail that requires R&I any adjacent moldings or glass, and blend into the quarter panel
Dents Repair $100- $3,000 or more (hail damage can be much more than $3,000) Size, sharpness, and accessibility of the dent, quality of paint and whether or not there’s damage during the paintless dent repair process 1 small, dime-sized dent with easy access to the back side of the panel to do paintless dent repair  A large dent that cannot be PDR’ed, perhaps on a door panel that will need to replaced all together and have adjacent panels’ moldings/glass/trim R&I’ed and adjacent panels painted to match as well
Car Windshield Repair $100 – $2,000 Whether it’s a chip that can be filled or a crack that requires replacement, as well as what other features the windshield includes such as a rain sensor, lane departure alert, heads up display, or be heated Small rock chip that can be filled  Newer model car with all the features that needs replaced, which could include a rain sensor, lane departure alert, heads up display, sound suppression, a camera, other sensors, or be heated
Seat Belt Repair $200- $3,000 If the seatbelt needs replaced or if it’s a simple fix, or contains an airbag that has to be re-calibrated and connected Something like the seatbelt isn’t retracting properly and just needs a few labor hours from a technician to diagnose and repair A high end seatbelt with airbags included, that needs to be calibrated, and involves a complicated remove and reinstall process
Frame Damage Repair $10,000 – $30,000 Any collision that includes frame damage is a major repair that likely includes multiple panel replacements, so factors effecting the price will widely include the parts prices and severity of frame damage 3 panel replacements and paint on older vehicle where aftermarket parts are readily available and the customer requests them The sky is the limit price-wise on the high end of frame damage repair. On a brand new BMW, Mercedes, or Tesla, parts and panels are extremely expensive and have to be imported from overseas
Rear-end Collision Repair $150 – $10,000 Whether the paint was damaged, the bumper needs replaced or can be fixed, and any other adjacent panels or frame damage from the collision No paint damage, light scuff on the bumper that requires buffing only  Frame damage on a newer vehicle would push a tear end collision price upwards of $10,000 or more. Includes multiple panels and parts replacements and frame straightening 
Front-end Collision Repair $200 – $10,000 Same as rear end repair: the main factors are  whether the paint was damaged, the bumper needs replaced or can be fixed, if there is damage to the radiator, air conditioning unit, headlights, grill, and any other adjacent panels or frame damage from the collision No paint damage, light scuff on the front bumper that requires buffing only  Engine work can shoot the price of repair up, as well as parts on higher end, newer vehicles. Front end collisions are typically more costly because of the fact that engine for most cars is under the front hood, which usually crinkles in a front end collision 
Side Collision Repair $300 – $10,000 Factors that effect cost includes if it is light enough for paintless dent repair (which usually side collisions cannot be PDRed), the extent of damage to which ever panel or panels, if there’s damage to the frame or other parts, and the need for additional repairs to doors, windows, or wheels Very light hit into a door where the dent is less than 4 inches in diameter, can be fixed with easy access to the back side of the panel, and required no paint work  Multiple doors effected in the crash, needing to replace the doors and then blend the paint into quarter panel, fender, and roof rail, potential interior trim damage, glass replacement 
Full Bumper Replacement $700 – $3,000 Type of bumper material, make and model of the car (newer parts are more expensive), availability and customer willingness to use aftermarket parts, extent of damage to other components such as sensors  in the bumper An aftermarket bumper replacement on an older vehicle  A newer import bumper replacement with a 3-stage Pearl coat, sensors for adaptive cruise control, proximity sensors, a fog lights all needing replaced and calibrated 

 

Collision Repair Costs by Type

collision

Rear-end Collision Repair Cost

Rear-end damage includes the rear bumper, trunk or tailgate, exhaust system, frame or structural components, and tail lights or backup lights. This most commonly occurs when getting hit from behind, which means there’s a decent chance you aren’t the at-fault driver which means the other driver’s insurance company should cover the cost of repairs. The average cost of rear-end collision lands between $300 and $2,000 as long as the frame isn’t bent.

Rear-end collision repair cost

Front-end Collision Repair Cost

Front-end body work usually requires repair on the front bumper, fenders, headlights, grille, headlights, radiator, and hood. It can also include windshield replacement or mechanical repairs depending on the extent of the damage after a car accident. Front collision repair cost usually lies between $200 and $1,500, but it can be more if there’s damage to the components under the hood.

Front-end collision repair cost

Side Collision Repair Cost

Side collisions can damage the doors, side panels, fender, hood, windshield, suspension system, subframe, roof, wheels and tires, windows, and side airbags. In general, side collisions are more expensive than front or rear-end collision repair cost examples. We estimate average collision repair costs for side collisions to be between $500 and $3,000.

side collision repair cost

Got collision damage on your bumpers? Learn more about the cost of bumper dent repair.

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Common Factors that Affect Collision Repair Costs

collision repair

As you can see, car repair costs can vary a lot depending on many different factors including the type of car, severity of the damage, parts required, and labor costs. Let’s look at how these different factors influence the amount you will have to pay at the auto body shop.

Type of Car

Repair estimates can change depending on the make and model of your vehicle. One reason for this is the fact that aftermarket parts for a common type of vehicle will be cheaper than luxury or rare cars. In addition, different vehicles are made from different materials which can impact the price. Finally, if you have a newer car, you may have comprehensive coverage under your warranty.

Severity of the Damage

As you probably guessed, minor damage, like dents or paint scratches, is less expensive than severe damage like suspension damage, windshield replacement, bent frames, and other serious issues. Serious damage requires paying for more parts, higher labor costs, and more significant repair services.

Parts Required for the Repair

The parts needed to repair the damage can greatly impact auto body repair costs. If you need a windshield replacement or aftermarket doors, then you will pay much more than you will for simple bumper repair and dent removal. In addition, this includes the type of paint damage because a common color will be easier, and cheaper, to find than one with a custom paint job that requires color matching.

Labor costs

Labor costs can be costly, but also depend on where you choose for your repairs. For example, the labor costs at a dealership will likely be greater than you would pay at a dedicated collision center. This, in turn, changes the average collision repair cost. However, do not simply choose the cheapest option if it means sacrificing the quality of work.

Other Cost Considerations

Cost Considerations

In addition to the common factors that affect collision repair prices, there are other considerations like car insurance coverage, rental car expenses, and the collision repair shop you choose.

Collision Insurance

If you have an insurance policy that covers your damage, then you may want to consider using it. However, you may also want to consider your deductible, potentially higher premiums, and frequency of insurance claims before deciding if this is the best option for your situation. Minor auto body repairs like dent removal or touch-up scratch repair may cost less out-of-pocket than going through your insurance provider.

Car Collision Repair Shop

Choosing a reputable car collision repair shop is important for a couple of reasons. First, they will do good work and offer warranties that ensure you don’t end up adding to the average collision repair cost examples with more body work soon. Second, they will charge you a fair price for the work they complete and will never add on hidden fees. Finally, a reputable car collision repair shop will provide additional cost-saving services like help with auto insurance collision coverage, financing, valet services, and more.

Rental Car Expenses

While your car is in the shop, you will still need to get to and from work and everywhere else. In fact, you may have already paid for a rental car after your accident. While insurance covers this in some cases, it’s an important consideration for determining “how much does collision repair cost?”

StormWise offers free pickup and drop-off in some areas to drive you home and if not then we’ll give you up to $20 credit for Uber/Lyft. We also cover rental car costs up to $35 per day when your insurance won’t cover that cost. That way, you never have to worry about getting where you need to go without adding to the average collision repair cost.

How to Save Money on Collision Repairs

collision repair

To make sure you never overpay for collision repairs, here are some tips to save money.

Choose a Reputable Collision Repair Shop

By choosing a reputable auto body shop, you can rest assured knowing your vehicle is cared for and repaired properly. Plus, you’ll never have to worry about being overcharged for work. Reputable experts will do everything they can to save you money on parts and labor costs.

Ask for Discounts

Make sure you ask for potential discounts as well. Some locations will offer discounts for using certain services or financing options. Others may have specials running on certain aftermarket parts or packages.

Call your Insurance Company for Insurance Claims

Before deciding on the cheaper option between insurance or out-of-pocket, make sure you talk to your insurance company. They may be able to save you some money with a different insurance policy or a discount based on the frequency of claims.

Collision Repair Cost FAQs

Collision Repair Cost

How long does collision repair take?

Just like the average collision repair cost, the length of time it takes to repair your vehicle can vary a lot. Some repairs will only take a day or two while others can take weeks. Some aftermarket parts can even take longer to get, which pushes back the length of repairs even more.

At what point is it too expensive to repair a car?

If the cost of repairs is 50% or more of the current market value, then you may want to consider selling it. However, that’s just a rule of thumb and in some cases, it may still be a good idea to repair it. If you want to know if your car is totaled or learn about your options, StormWise experts are here to help.

What if I can’t afford collision repairs?

You have a couple of options if you can’t afford collision repairs. The first is to try to work something out with your insurance company or auto repair shop. You may be able to work out a monthly payment instead of paying all at once. Another option is to sell your vehicle as-is. Finally, you can save up for a while before getting the vehicle repaired.

What happens if an estimate is higher than insurance coverage?

If you receive an estimate that is higher than the insurance company’s estimate, then you may have to pay the difference. However, StormWise will do what we can to resolve differences like this by contacting y our insurance company directly for any additional funds.

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How Long to Claim Hail Damage on Car: Tips for a Faster Insurance Claim Process

Hailstorms can strike unexpectedly, causing significant damage to vehicles and leading to costly repairs and complex insurance claims. According to the Insurance Information Institute, hail causes billions of dollars in damage annually. That’s why navigating the insurance claim process efficiently is crucial for every car owner.  This guide provides essential tips and insights to expedite your claim, ensuring quicker repairs and financial relief. By following proven strategies and timely actions, you can streamline your insurance claim process, minimizing stress and inconvenience. Jump Here: How Long to Claim Hail Damage on Car #1 Document Damage Immediately #2 Review Your Insurance Policy #3 Contact Your Insurance Company #4 Get Repair Estimates #5 Meet the Adjuster #6 Finalize the Claim Frequently Asked Questions   How Long to Claim Hail Damage on Car Insurance companies usually require you to file hail damage claims within 30 days to a year, depending on the insurer and policy. To avoid complications and ensure you meet all deadlines, file your claim as soon as possible. If your car has been damaged by hail, you obviously want to have it fixed quickly. Coordinating with insurance companies could be a little complicated, so you should file your claim immediately.  Prompt filing helps prevent the insurer from questioning the cause of the damage. Delays can lead to doubts about when and how the damage occurred, which can complicate the claim process.  To your advantage, timely action can prevent the claim from being denied due to late reporting. This ensures a smoother and more straightforward claim process, allowing you to get your car repaired without unnecessary delays.   6 Tips for a Faster Insurance Claim Process #1 Document Damage Immediately As soon as it’s safe, use a camera or smartphone to capture clear, detailed photos and videos of all hail damage from multiple angles to ensure no damage is overlooked. Proper documentation is crucial for supporting your insurance claim. It provides clear evidence of the damage, prevents disputes with your insurer, and can streamline the claims process, increasing the likelihood of a favorable outcome. #2 Review Your Insurance Policy Before filing a claim for hail damage, review your car insurance policy to understand covered damages and your deductible. Knowing what your policy covers and your financial responsibilities helps streamline the claims process and prevents surprises. Contact your auto insurance agent for any clarifications needed to proceed confidently with your claim. #3 Contact Your Insurance Company After experiencing hail damage, promptly call your insurance company to report it. Provide comprehensive details, including the date when the hailstorm occurred and a thorough description of the damage sustained.  Following the insurer’s instructions, submit any necessary photos and documentation to support your claim. Ensure all required information is promptly communicated and documented. #4 Get Repair Estimates To ensure you make informed decisions, get multiple quotes from licensed repair shops or contractors. Each quote should provide a detailed breakdown of repair costs to help you compare prices and understand the expenses involved.  Additionally, take immediate steps to prevent further damage, such as covering broken windows temporarily. These actions protect your property and simplify the insurance claims process. #5 Meet the Adjuster To initiate the insurance claims process for hail damage, start by scheduling an appointment with the insurance adjuster to conduct a thorough inspection of the damage. It’s essential to be present during the assessment to accurately point out all areas affected. Provide complete documentation, including photos, videos, and detailed repair estimates, to support your claim. #6 Finalize the Claim When you get a settlement offer for hail damage, review it carefully. Examine the details to ensure that the offer includes coverage for all necessary repairs and aligns with the estimates you’ve gathered from repair shops or contractors.  If you find discrepancies or believe the offer is insufficient, be prepared to negotiate with your insurer. Seeking assistance from a professional, such as a public adjuster or legal advisor, can also be beneficial in navigating the negotiation process and securing a fair settlement. Conclusion Understanding the timelines and requirements for claiming hail damage on your car is crucial for expediting the insurance claim process. By following the tips that were discussed, your insurance claim experience might be a little bit better. But here’s another insider tip: there are auto repair shops out there that offer insurance claim assistance, such as StormWise Auto Hail Repair and Collision Repair. Our team handles everything from paperwork to processing, ensuring a hassle-free experience for you while your car is being restored. Contact us today so we can guide you through the process. Frequently Asked Questions What if I need temporary repairs before the adjuster’s inspection? If you need to make temporary repairs to prevent further damage, document everything thoroughly with photos and keep all receipts. Your insurance company should reimburse you for these temporary fixes, but it’s essential to have proof. Can I negotiate the repair cost with the adjuster? Yes, you can negotiate the repair cost with the adjuster. Provide estimates from reputable repair shops and any supporting documentation to justify the costs. What happens if another hail storm damages my vehicle before repairs can be made? If another hail storm damages your vehicle before repairs are made, document the new damage separately. Inform your insurance provider immediately and provide evidence to differentiate between the two incidents. What happens if my hail damage claim is denied? If your hail damage claim is denied, review the denial letter for the reasons. You can appeal the decision, provide additional evidence, or seek assistance from a professional, such as a public adjuster. Does my insurance company cover sales tax on a totaled car due to hail? Insurance policies vary, but many companies do cover sales tax on a totaled car. Review your policy or contact your insurance agent to confirm whether sales tax is included in your coverage.

technician actively working on a car with hail damage

How Big Does Hail Have to Be to Damage Your Car: Does Size Matter?

Hailstorms can be unpredictable and devastating, especially when it comes to your car. It can cause damage that ranges from minor cosmetic issues to severe structural problems.  Understanding how hail size correlates with the severity of damage can help you prepare and protect your vehicle. In this blog, we’ll explore how different hail sizes impact your car and what steps you should take if your car suffered hail damage. Jump Here: Pea-sized (0.25 inches) Marble-sized (0.5 inches) Quarter-sized (1 inch) Golf ball-sized (1.75 inches) Baseball-sized (2.75 inches) & Larger hail (3+ inches) What to Do After Hail Damage Pea-sized (0.25 inches) Pea-sized hail is small, but it can still cause minor cosmetic damage under certain conditions. While it might not pose a severe threat to the overall structure of your car, softer parts like plastic trim can be affected. Here’s what to watch out for: Discoloration: The impact of pea-sized hailstones can lead to slight discoloration on the car’s surface. Slight Dings: In some cases, you might notice minor dings or indentations, particularly on the softer plastic areas of your vehicle. Marble-sized (0.5 inches) When hail reaches the size of marbles, it has the potential to cause minor dents and dings. These dents are usually shallow and may not break the paint but can affect your car’s aesthetic appeal. Minor Dents and Dings: Aluminum body panels, such as hoods and trunks, are particularly susceptible. You may find shallow indentations that affect the appearance but are unlikely to break the paint. Quarter-sized (1 inch) Hailstones of this size can cause more substantial harm to your vehicle and often require professional repairs Dents in Softer Metals: Softer metal areas can get dented more easily. Cracked Windshields: The force of quarter-sized hail can crack windshields, especially if struck at an angle. Golf ball-sized (1.75 inches) Golf ball-sized hailstones can cause significant damage to multiple parts of your vehicle. The impact is more pronounced and requires immediate attention. Significant Dents: Roofs, hoods, and trunks can suffer major dents. Shattered Windshields: Windshields are almost certainly shattered, and cracks can spread easily. Baseball-sized (2.75 inches) & Larger hail (3+ inches) When hailstones reach the size of baseballs or larger, the damage is often catastrophic. The severity of the damage often makes repairs impractical, leading to the possibility of totaling the car. Common damage include: Major Dents: The entire vehicle body, including the roof, hoods, and trunks, can be severely dented. Shattered Windshields and Windows: Windshields and windows are likely to shatter completely. Damaged Tires and Caved-in Roofs: The impact can even damage tires and cave in roofs, making body repairs impractical due to the extent of the damage. Total Vehicle Loss: In extreme cases, severe hail damage may result in the vehicle being considered a total loss by insurance companies. What to Do After Hail Damage Experiencing hail damage can be extremely stressful, but taking the right steps immediately after the incident can help mitigate further damage and ease the repair process. Here are a few tips on what to do after your car has been damaged by hail: Document the Damage: Take photos from various angles to capture the extent of the damage. This documentation will be essential when filing insurance claims and getting repair estimates. Contact Your Insurance: Notify your insurance company immediately. Provide them with the documentation you have collected and follow their instructions for filing a claim. Get Repair Estimates: Obtain estimates from reputable auto body shops to understand the repair costs and process. Make sure to get multiple quotes to ensure you are getting a fair price. Choose a Reputable Repair Service: Consider professionals like StormWise who specialize in hail damage repairs to ensure quality service. Look for reviews and ask for recommendations to find a trusted provider. Conclusion Knowing the correlation between hail size and damage severity helps you take timely and appropriate measures to protect your vehicle. From minor cosmetic issues with pea-sized hail to catastrophic damage from baseball-sized hail, being aware of the potential impact is essential. If hail damage occurs, promptly documenting the damage and contacting your insurance can help ensure your vehicle gets the necessary repairs. If your car has suffered hail damage, contact StormWise Auto Hail Repair and Collision Repair for professional repair services. Our expert team can restore your hail-damaged vehicle to its pre-damage condition, regardless of the severity of the hail impact. Stay prepared, stay protected, and remember that size does matter when it comes to hail and your car.

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