How To Fix Hail Damage on CarĀ 

Hail storms are a regular occurrence in Colorado, Texas, and several other states each year. If you live in an area that commonly experiences hail or heavy storms, then knowing your repair options can help you gain peace of mind if your preventative measures miss their mark.

We all cherish our cars, but they can be costly to repair if the damage is extensive. Fortunately for youā€”and your walletā€”there are some great resources available!

Whether your car is new, has been owned for several years, or is a long-time companion, it is peace of mind knowing how to get it fixed when your car gets hail damage ā€“ especially knowing that would save you thousands of dollars.

In this guide, weā€™ll cover how to fix hail damage on car, including DIY methods and professional repair options.

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How To Fix Hail Damage On Car

There are various ways to address hail damage but before we get into that, you should first check if you fit into the following four situations. If you do, you should stop reading and get in touch with StormWise or another professional repair shop:

1. If you have comprehensive insurance coverage ā€“ your insurance will cover the repair and we will help pay your deductible. So get your hail damage repaired for free.

2. If you have a new car ā€“ donā€™t devalue your car further. Let the professional handle the fix and maintain your carā€™s factory paint warranty.

3. If you have a lease on your car ā€“ itā€™s your responsibility to fix hail damage. Good news is most leasers require you to carry comprehensive coverage, so the repair work is likely covered by insurance already.

4. If your car has aluminum panel ā€“ aluminum panel is tricky for PDR even for professionals. Trust us that itā€™s best you donā€™t attempt this yourself. Plus the tools referenced below are for steel panels only. If you use them, youā€™ll risk cross-contamination, which will cause rust and create more damage.

DIY Hail Damage Repair ā€“ Is It An Option?

 

Itā€™s natural to consider DIY options when you try to save money or you think the damage isnā€™t that severe, but it isnā€™t easy or effective in the majority of cases related to hail damage to a car.

If you look up how to fix hail damage on car, there will likely be an array of suggestions, from compressed air to dry ice treatment, to parking the car in the sun so the heat will pop your dent. šŸ˜…

Donā€™t we all wish dent repair is that simple?

Unfortunately, these all fail to deliver the results you need.

Trust us because weā€™ve done our research and have an article detailing the results using all sorts of DIY methods to fix hail dents.

Whatā€™s worse, most of these solutions can actually damage the paint and result in more damages that youā€™ll have to pay to fix.

However, if you are certain to try the DIY methods, at least get some good PDR (paintless dent repair) tools to do it right.

Weā€™re going to teach you everything a PDR beginner should know.

Again, we do NOT recommend DIY hail repair. However, we also donā€™t think the resources out there are helpful for someone that is determined to try fixing their car dents. So here are what you need:

1. Get some professional tools: These two PDR DIY kits have come a long way:

WHDZ Paintless Dent Repair Rods Tool: [Product Link]

AUTOPDR Paintless Dent Removal Tool Kit: [Product Link]

Also, get an LED light with panel strip lines because hail dents are difficult to spot under natural/ceiling light: [Product Link]

2. Sign up and watch the training course: online videos are not best for PDR, but this one below is realistic and detailed so at least you will know all the important factors and try avoiding obvious mistakes:

Real-World PDR: https://realworldpdr.com/real-world-pdr-courses/

3. Practice on something else before doing it on your car: We know you just want to fix your car, but practicing on a separate panel is highly recommended. Just search on Craiglist to get a cheap car panel to do some practice.

4. Be patient and follow the training instructions. We really hope we can tell you what to do to pull these dents, but unless we see them, we wonā€™t be able to.

Alternatively, finding the right professionals ASAP is the best way to minimize damages and save on repair costs. Depending on your vehicle and the extent of hail damage, there are two primary methods of professional repair methods: conventional dent repair and paintless dent repair (PDR).

What Is Conventional Dent Repair?

Conventional dent repair (or traditional dent repair) involves sanding and grinding paint off of a dented area, and then pounding metal back into its former position. The areas left are filled with putty to create an even surface, and then the specialist sands, primes, and repaints the vehicle.

What Is Paintless Dent Repair?

As the name suggests, paintless dent repair removes dents without touching/fixing the paint. This method involves working on the opposite side of the dent to massage the metal back to its original shape because metal has a ā€œmemoryā€ of how it used to be.

Conventional Dent Repair VS. Paintless Dent Repair

See the differences between the two repair methods:

Ā  Conventional dent repair Paintless dent repair
Can it fix small dents? (less than a few inches) Yes Yes
Can it fix large dents? (balloon size dents) Yes Maybe
Can it fix sharp dents? Yes No
Can it fix dents with paint damage around it? Yes No
Days to fix one dent 1 to 4 weeks a few minutes to a few hours
Cost to fix one dent >$1,000 $75 – $200
Can it keep the factory paint warranty? No Yes
Does insurance cover the repair? Yes Yes

As you can see conventional hail damage repairs are much more expensive and take a lot more time to fix than the paintless dent repair method.

Professionals only choose the conventional repair method when they have to use the method to fix a sharp dent or when a carā€™s paint has been heavily damaged, e.g. the paint is chipped or scratched and the metal is damaged.

PDR is also the industry standard for hail damage repair on cars because it keeps the factoryā€™s paint warranty while keeping the cost low.

Where To Get Professional Hail Damage Repair

Regular body shops often offer PDR for small dent repair, but they usually are not the best option for hail damage repair for your cars.

Thatā€™s because they are not ready to deal with high-volume hail repair requests when a storm hits an area.

Most body shops have one or two technicians for paintless dent repair, so the wait time can be quite lengthy, with several waiting months before they get to you. The repair process itself also could take weeks or even more than a month!

Specialty auto hail repair companies, on the other hand, offer fast work and many other benefits.

For example, at StormWise, we almost never operate with a waiting time, because we are the leading company in the US with a large network of PDR technicians.

In addition to fast repair and high-quality results, we offer the following benefits to make sure every customerā€™s hail repair experience is as smooth as possible:

1. Free pickup and drop-off: We understand sometimes itā€™s easier for us to pick up the car than having you drop it off at the repair center, and we offer this complimentary service to all our customers.

2. Deductible coverage: As an independent shop, we want to help customers avoid paying out of pocket for hail damage repair by paying your deductible* from our own profit. This is NOT against the insurance policy in Colorado, Taxes, and most other states.

3. Insurance trusted shop: StormWise has specialized in hail repair for more than 20 years and has a strong relationship with most insurance companies. Because of our reputation and high-quality standard, many insurance companies use our estimate for the insurance claim payout directly, making your insurance claim a simple process.

4. Free rental car: If your insurance doesnā€™t include a rental car, we will provide one for you for free (up to $35/day rental fee coverage).

5. Lifetime warranty: We stand behind our work with a lifetime warranty for every dent we repair on your car.

StormWise is not your average specialty hail repair shop. We go the extra mile to make sure your car is fixed the right way and you are taken care of during the repair process as well.

Cities And Areas That We Service

 

StormWise is one of the leading hail damage repair companies in the US. We serve customers in Colorado, Texas, and many other cities and states.

Below is a list of cities we serve during the full year. You can click on each location link to learn more and request an estimate at any time.

Aurora
Austin
Castle Pines
Castle Rock
Cherry Creek
Colorado Springs
Dallas
Denver
Evans
Firestone
Frederick
Glendale
Golden
Greeley
Greenwood Village
Highlands Ranch
Lakewood
Littleton
Mead
Monument
Parker
Thornton

If your location is not on the list above, and your car just got hit in a hailstorm, contact us to see if we have a satellite office in your city.

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the auto hail repair experts at StormWise

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image of an adjuster inspecting hail damage on a car.

How Long to Claim Hail Damage on Car: Tips for a Faster Insurance Claim Process

Hailstorms can strike unexpectedly, causing significant damage to vehicles and leading to costly repairs and complex insurance claims. According to the Insurance Information Institute, hail causes billions of dollars in damage annually. Thatā€™s why navigating the insurance claim process efficiently is crucial for every car owner.Ā  This guide provides essential tips and insights to expedite your claim, ensuring quicker repairs and financial relief. By following proven strategies and timely actions, you can streamline your insurance claim process, minimizing stress and inconvenience. Jump Here: How Long to Claim Hail Damage on Car #1 Document Damage Immediately #2 Review Your Insurance Policy #3 Contact Your Insurance Company #4 Get Repair Estimates #5 Meet the Adjuster #6 Finalize the Claim Frequently Asked Questions   How Long to Claim Hail Damage on Car Insurance companies usually require you to file hail damage claims within 30 days to a year, depending on the insurer and policy. To avoid complications and ensure you meet all deadlines, file your claim as soon as possible. If your car has been damaged by hail, you obviously want to have it fixed quickly. Coordinating with insurance companies could be a little complicated, so you should file your claim immediately.Ā  Prompt filing helps prevent the insurer from questioning the cause of the damage. Delays can lead to doubts about when and how the damage occurred, which can complicate the claim process.Ā  To your advantage, timely action can prevent the claim from being denied due to late reporting. This ensures a smoother and more straightforward claim process, allowing you to get your car repaired without unnecessary delays.   6 Tips for a Faster Insurance Claim Process #1 Document Damage Immediately As soon as it’s safe, use a camera or smartphone to capture clear, detailed photos and videos of all hail damage from multiple angles to ensure no damage is overlooked. Proper documentation is crucial for supporting your insurance claim. It provides clear evidence of the damage, prevents disputes with your insurer, and can streamline the claims process, increasing the likelihood of a favorable outcome. #2 Review Your Insurance Policy Before filing a claim for hail damage, review your car insurance policy to understand covered damages and your deductible. Knowing what your policy covers and your financial responsibilities helps streamline the claims process and prevents surprises. Contact your auto insurance agent for any clarifications needed to proceed confidently with your claim. #3 Contact Your Insurance Company After experiencing hail damage, promptly call your insurance company to report it. Provide comprehensive details, including the date when the hailstorm occurred and a thorough description of the damage sustained.Ā  Following the insurer’s instructions, submit any necessary photos and documentation to support your claim. Ensure all required information is promptly communicated and documented. #4 Get Repair Estimates To ensure you make informed decisions, get multiple quotes from licensed repair shops or contractors. Each quote should provide a detailed breakdown of repair costs to help you compare prices and understand the expenses involved.Ā  Additionally, take immediate steps to prevent further damage, such as covering broken windows temporarily. These actions protect your property and simplify the insurance claims process. #5 Meet the Adjuster To initiate the insurance claims process for hail damage, start by scheduling an appointment with the insurance adjuster to conduct a thorough inspection of the damage. It’s essential to be present during the assessment to accurately point out all areas affected. Provide complete documentation, including photos, videos, and detailed repair estimates, to support your claim. #6 Finalize the Claim When you get a settlement offer for hail damage, review it carefully. Examine the details to ensure that the offer includes coverage for all necessary repairs and aligns with the estimates you’ve gathered from repair shops or contractors.Ā  If you find discrepancies or believe the offer is insufficient, be prepared to negotiate with your insurer. Seeking assistance from a professional, such as a public adjuster or legal advisor, can also be beneficial in navigating the negotiation process and securing a fair settlement. Conclusion Understanding the timelines and requirements for claiming hail damage on your car is crucial for expediting the insurance claim process. By following the tips that were discussed, your insurance claim experience might be a little bit better. But here’s another insider tip: there are auto repair shops out there that offer insurance claim assistance, such as StormWise Auto Hail Repair and Collision Repair. Our team handles everything from paperwork to processing, ensuring a hassle-free experience for you while your car is being restored. Contact us today so we can guide you through the process. Frequently Asked Questions What if I need temporary repairs before the adjuster’s inspection? If you need to make temporary repairs to prevent further damage, document everything thoroughly with photos and keep all receipts. Your insurance company should reimburse you for these temporary fixes, but itā€™s essential to have proof. Can I negotiate the repair cost with the adjuster? Yes, you can negotiate the repair cost with the adjuster. Provide estimates from reputable repair shops and any supporting documentation to justify the costs. What happens if another hail storm damages my vehicle before repairs can be made? If another hail storm damages your vehicle before repairs are made, document the new damage separately. Inform your insurance provider immediately and provide evidence to differentiate between the two incidents. What happens if my hail damage claim is denied? If your hail damage claim is denied, review the denial letter for the reasons. You can appeal the decision, provide additional evidence, or seek assistance from a professional, such as a public adjuster. Does my insurance company cover sales tax on a totaled car due to hail? Insurance policies vary, but many companies do cover sales tax on a totaled car. Review your policy or contact your insurance agent to confirm whether sales tax is included in your coverage.

technician actively working on a car with hail damage

How Big Does Hail Have to Be to Damage Your Car: Does Size Matter?

Hailstorms can be unpredictable and devastating, especially when it comes to your car. It can cause damage that ranges from minor cosmetic issues to severe structural problems.Ā  Understanding how hail size correlates with the severity of damage can help you prepare and protect your vehicle. In this blog, we’ll explore how different hail sizes impact your car and what steps you should take if your car suffered hail damage. Jump Here: Pea-sized (0.25 inches) Marble-sized (0.5 inches) Quarter-sized (1 inch) Golf ball-sized (1.75 inches) Baseball-sized (2.75 inches) & Larger hail (3+ inches) What to Do After Hail Damage Pea-sized (0.25 inches) Pea-sized hail is small, but it can still cause minor cosmetic damage under certain conditions. While it might not pose a severe threat to the overall structure of your car, softer parts like plastic trim can be affected. Hereā€™s what to watch out for: Discoloration: The impact of pea-sized hailstones can lead to slight discoloration on the car’s surface. Slight Dings: In some cases, you might notice minor dings or indentations, particularly on the softer plastic areas of your vehicle. Marble-sized (0.5 inches) When hail reaches the size of marbles, it has the potential to cause minor dents and dings. These dents are usually shallow and may not break the paint but can affect your car’s aesthetic appeal. Minor Dents and Dings: Aluminum body panels, such as hoods and trunks, are particularly susceptible. You may find shallow indentations that affect the appearance but are unlikely to break the paint. Quarter-sized (1 inch) Hailstones of this size can cause more substantial harm to your vehicle and often require professional repairs Dents in Softer Metals: Softer metal areas can get dented more easily. Cracked Windshields: The force of quarter-sized hail can crack windshields, especially if struck at an angle. Golf ball-sized (1.75 inches) Golf ball-sized hailstones can cause significant damage to multiple parts of your vehicle. The impact is more pronounced and requires immediate attention. Significant Dents: Roofs, hoods, and trunks can suffer major dents. Shattered Windshields: Windshields are almost certainly shattered, and cracks can spread easily. Baseball-sized (2.75 inches) & Larger hail (3+ inches) When hailstones reach the size of baseballs or larger, the damage is often catastrophic. The severity of the damage often makes repairs impractical, leading to the possibility of totaling the car. Common damage include: Major Dents: The entire vehicle body, including the roof, hoods, and trunks, can be severely dented. Shattered Windshields and Windows: Windshields and windows are likely to shatter completely. Damaged Tires and Caved-in Roofs: The impact can even damage tires and cave in roofs, making body repairs impractical due to the extent of the damage. Total Vehicle Loss: In extreme cases, severe hail damage may result in the vehicle being considered a total loss by insurance companies. What to Do After Hail Damage Experiencing hail damage can be extremely stressful, but taking the right steps immediately after the incident can help mitigate further damage and ease the repair process. Here are a few tips on what to do after your car has been damaged by hail: Document the Damage: Take photos from various angles to capture the extent of the damage. This documentation will be essential when filing insurance claims and getting repair estimates. Contact Your Insurance: Notify your insurance company immediately. Provide them with the documentation you have collected and follow their instructions for filing a claim. Get Repair Estimates: Obtain estimates from reputable auto body shops to understand the repair costs and process. Make sure to get multiple quotes to ensure you are getting a fair price. Choose a Reputable Repair Service: Consider professionals like StormWise who specialize in hail damage repairs to ensure quality service. Look for reviews and ask for recommendations to find a trusted provider. Conclusion Knowing the correlation between hail size and damage severity helps you take timely and appropriate measures to protect your vehicle. From minor cosmetic issues with pea-sized hail to catastrophic damage from baseball-sized hail, being aware of the potential impact is essential. If hail damage occurs, promptly documenting the damage and contacting your insurance can help ensure your vehicle gets the necessary repairs. If your car has suffered hail damage, contact StormWise Auto Hail Repair and Collision Repair for professional repair services. Our expert team can restore your hail-damaged vehicle to its pre-damage condition, regardless of the severity of the hail impact. Stay prepared, stay protected, and remember that size does matter when it comes to hail and your car.

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