What Does Hail Damage Look Like on a Car?

While hail of any size can cause damage to your car, hail with a diameter of at least one inch is likely to lead to medium to severe damage. 

Unless you have hours watching weather reports every day, you may get caught in a storm by surprise. It is therefore important to know what hail damage looks like and what to do about it.

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Types of Hail Damage on your Car

How to Repair Your Car’s Hail Damage?

How to Prevent Hail Damage?

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4 Types of Hail Damage You Can Spot Immediately

There’s nothing worse than getting caught out in a hailstorm with your car exposed. If you don’t cover your car in the right way, it can get absolutely hammered. 

Hail stone size isn’t the only factor in hailstorm damage. The wind, as well as the duration of the storm, can also have an impact on your vehicle. 

Storms with higher wind speeds and longer durations are bound to cause more damage than short storms with low wind. 

The wind typically blows with incredible force and pours out worst on those surfaces that are facing away from where it’s coming from – so if there is an open spot near one side of a vehicle then chances are good they’ll have more extensive damage than towards another edge or corner with some protection against this particular weather condition present

How can you spot hail damage, and what can you do about it?
Is there a way to prevent hail damage in the future?

Hail can cause several forms of damage to your vehicle, so here are 4 signs to look out for, if you suspect hail damage on your vehicle!

Dents

Dents are one of the most common forms of hail damage you can receive after a storm. They will be more common depending on the severity of the storm, and can vary in size and depth.

Hailstones often leave dents that are conical, and they will appear on the hood, roof, and side panels of your vehicle. They can even appear on your door, sometimes making it harder to open.

Metal thickness can play a big part in your potential for damages from hail storms. The lightweight and durable aluminum is favored among modern models, and this metal also has the advantage of being less susceptible to dents than steel – though it’s more difficult to fix these types of dents as well! The good news is that comprehensive insurance will cover costs to repair dents and other damage caused by hail.

Paint Damage

As hail is falling, it can scrape against the sides and front of your car, leading to chips or scratches in the paint on your vehicle. 

This can happen regardless of the size of the hail, so check your vehicle thoroughly after a hailstorm. If you notice strange marks left behind after a storm, hail likely caused it.

Cracked Glass, Mirrors, Lights

If the storm is severe enough, hail can cause cracks in your windshield, or on your side mirrors, or even shatter the glass and tail lights.

If you notice any damage to the front or back windshield of your vehicle, be careful when entering, as there could be glass debris inside.

Missing or Misaligned Mirrors

Large hailstones can knock your mirrors out of place with enough force. In some instances, they can completely break your side mirrors off of your vehicle. Pay close attention both to the glass on the mirror and the alignment. 

A simple misalignment can be fixed quickly, but a torn off mirror will make your vehicle unsafe to drive for a while.

How To Repair Your Car’s Hail Damage

If the paint is intact, paintless dent repair (PDR) is usually recommended as an affordable option for hail damage repair and return your car to pre-hailstorm condition.

Sometimes, the extent of your car’s hail damage may be more significant than PDR can handle, especially if paint is damaged. In these cases, more conventional dent repair (grinding, sanding, painting) or panel replacement will be recommended.

Here are 3 things you should do after a hail storm damages your car.

Damage Solution #1: File A Claim

You should immediately file an insurance claim for the hail damage immediately after you notice the damage above. 

Take photographic evidence of the damage, and try to include how your vehicle appeared before the storm, if possible. 

If you can get a few shots or videos of the storm itself, or of the hail, this can also be helpful with your claim.

Damage Solution #2: Visit a Hail Repair Specialist

Once you’ve filed a claim, it’s time to take your car in for an independent estimate. This is an essential step to make sure all the damage is fixed and covered by your insurance. 99.9% of the time, the adjuster’s initial estimate is lower than what’s needed to fix all the damage.

That’s because hail dents are difficult to spot. It’s especially the case this year when most insurance companies request customers to simply send photos when filing for a claim. 

No matter how good your camera is, it’s still tricky for adjusters to determine the hail damage in most photos.

When a hail repair specialist examines your car, the technician will use unique lights and tools to help identify all the damage.

Damage Solution #3: Bring Your Car to Stormwise

At StormWise, we’ll circle the dents to prove dent count, take videos and pictures, and provide receipts of parts that need to be replaced to justify the estimate we’ll provide.

When there is a discrepancy between our estimate and the adjusters, we’ll then submit a supplement to the insurance company for approval. 

And yes, we handle the “negotiation” with your insurance agency for you.

Occasionally, a supplement that isn’t 100% approved (rare, but has happened with lower-level insurance providers including The General or Bristol West). 

In that case, we work hard to ensure you’re not responsible for any overages.

Don’t Try To Fix Hail Damage By Yourself

If you’re tempted to fix the hail dents on your own, read this article first. It’s best not to try to repair your car on your own; you may end up causing additional damage instead.

How To Prevent Hail Damage

If you want to keep your car protected in the future, there are a few ways to reduce the risk of hail damage.

First and foremost, if you can avoid a storm, follow these 3 tips:

  • Keep your car inside a garage or under an awning to protect it from direct damage.
  • Clear out your garage and park inside during storms.
  • No garage? Use car covers and blankets are an excellent way to protect your vehicle from minor scrapes in mild storms.

Keep in mind, even hail car covers designed for this can’t guarantee your vehicle will stay blemish-free. It depends on the size of the hail, the wind speed, and other factors.

Even something as simple as moving your car to the side of a building to keep it out of the wind can reduce the damage.

Whenever you find a storm on its way, move your car somewhere where it can be shielded from the brunt of the storm.

Restore Your Vehicle Today With StormWise!

Hail damage may be a pain to deal with, but there are ways to fix your car even after a severe storm. 

Use these tips to spot and deal with the damage left behind after a storm, and to keep your car protected from future hailstorms. Has a hailstorm affected your vehicle this summer or previously? Do you need help getting it back to its former glory? StormWise Hail Repair is here to help!

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image of an adjuster inspecting hail damage on a car.

How Long to Claim Hail Damage on Car: Tips for a Faster Insurance Claim Process

Hailstorms can strike unexpectedly, causing significant damage to vehicles and leading to costly repairs and complex insurance claims. According to the Insurance Information Institute, hail causes billions of dollars in damage annually. That’s why navigating the insurance claim process efficiently is crucial for every car owner.  This guide provides essential tips and insights to expedite your claim, ensuring quicker repairs and financial relief. By following proven strategies and timely actions, you can streamline your insurance claim process, minimizing stress and inconvenience. Jump Here: How Long to Claim Hail Damage on Car #1 Document Damage Immediately #2 Review Your Insurance Policy #3 Contact Your Insurance Company #4 Get Repair Estimates #5 Meet the Adjuster #6 Finalize the Claim Frequently Asked Questions   How Long to Claim Hail Damage on Car Insurance companies usually require you to file hail damage claims within 30 days to a year, depending on the insurer and policy. To avoid complications and ensure you meet all deadlines, file your claim as soon as possible. If your car has been damaged by hail, you obviously want to have it fixed quickly. Coordinating with insurance companies could be a little complicated, so you should file your claim immediately.  Prompt filing helps prevent the insurer from questioning the cause of the damage. Delays can lead to doubts about when and how the damage occurred, which can complicate the claim process.  To your advantage, timely action can prevent the claim from being denied due to late reporting. This ensures a smoother and more straightforward claim process, allowing you to get your car repaired without unnecessary delays.   6 Tips for a Faster Insurance Claim Process #1 Document Damage Immediately As soon as it’s safe, use a camera or smartphone to capture clear, detailed photos and videos of all hail damage from multiple angles to ensure no damage is overlooked. Proper documentation is crucial for supporting your insurance claim. It provides clear evidence of the damage, prevents disputes with your insurer, and can streamline the claims process, increasing the likelihood of a favorable outcome. #2 Review Your Insurance Policy Before filing a claim for hail damage, review your car insurance policy to understand covered damages and your deductible. Knowing what your policy covers and your financial responsibilities helps streamline the claims process and prevents surprises. Contact your auto insurance agent for any clarifications needed to proceed confidently with your claim. #3 Contact Your Insurance Company After experiencing hail damage, promptly call your insurance company to report it. Provide comprehensive details, including the date when the hailstorm occurred and a thorough description of the damage sustained.  Following the insurer’s instructions, submit any necessary photos and documentation to support your claim. Ensure all required information is promptly communicated and documented. #4 Get Repair Estimates To ensure you make informed decisions, get multiple quotes from licensed repair shops or contractors. Each quote should provide a detailed breakdown of repair costs to help you compare prices and understand the expenses involved.  Additionally, take immediate steps to prevent further damage, such as covering broken windows temporarily. These actions protect your property and simplify the insurance claims process. #5 Meet the Adjuster To initiate the insurance claims process for hail damage, start by scheduling an appointment with the insurance adjuster to conduct a thorough inspection of the damage. It’s essential to be present during the assessment to accurately point out all areas affected. Provide complete documentation, including photos, videos, and detailed repair estimates, to support your claim. #6 Finalize the Claim When you get a settlement offer for hail damage, review it carefully. Examine the details to ensure that the offer includes coverage for all necessary repairs and aligns with the estimates you’ve gathered from repair shops or contractors.  If you find discrepancies or believe the offer is insufficient, be prepared to negotiate with your insurer. Seeking assistance from a professional, such as a public adjuster or legal advisor, can also be beneficial in navigating the negotiation process and securing a fair settlement. Conclusion Understanding the timelines and requirements for claiming hail damage on your car is crucial for expediting the insurance claim process. By following the tips that were discussed, your insurance claim experience might be a little bit better. But here’s another insider tip: there are auto repair shops out there that offer insurance claim assistance, such as StormWise Auto Hail Repair and Collision Repair. Our team handles everything from paperwork to processing, ensuring a hassle-free experience for you while your car is being restored. Contact us today so we can guide you through the process. Frequently Asked Questions What if I need temporary repairs before the adjuster’s inspection? If you need to make temporary repairs to prevent further damage, document everything thoroughly with photos and keep all receipts. Your insurance company should reimburse you for these temporary fixes, but it’s essential to have proof. Can I negotiate the repair cost with the adjuster? Yes, you can negotiate the repair cost with the adjuster. Provide estimates from reputable repair shops and any supporting documentation to justify the costs. What happens if another hail storm damages my vehicle before repairs can be made? If another hail storm damages your vehicle before repairs are made, document the new damage separately. Inform your insurance provider immediately and provide evidence to differentiate between the two incidents. What happens if my hail damage claim is denied? If your hail damage claim is denied, review the denial letter for the reasons. You can appeal the decision, provide additional evidence, or seek assistance from a professional, such as a public adjuster. Does my insurance company cover sales tax on a totaled car due to hail? Insurance policies vary, but many companies do cover sales tax on a totaled car. Review your policy or contact your insurance agent to confirm whether sales tax is included in your coverage.

technician actively working on a car with hail damage

How Big Does Hail Have to Be to Damage Your Car: Does Size Matter?

Hailstorms can be unpredictable and devastating, especially when it comes to your car. It can cause damage that ranges from minor cosmetic issues to severe structural problems.  Understanding how hail size correlates with the severity of damage can help you prepare and protect your vehicle. In this blog, we’ll explore how different hail sizes impact your car and what steps you should take if your car suffered hail damage. Jump Here: Pea-sized (0.25 inches) Marble-sized (0.5 inches) Quarter-sized (1 inch) Golf ball-sized (1.75 inches) Baseball-sized (2.75 inches) & Larger hail (3+ inches) What to Do After Hail Damage Pea-sized (0.25 inches) Pea-sized hail is small, but it can still cause minor cosmetic damage under certain conditions. While it might not pose a severe threat to the overall structure of your car, softer parts like plastic trim can be affected. Here’s what to watch out for: Discoloration: The impact of pea-sized hailstones can lead to slight discoloration on the car’s surface. Slight Dings: In some cases, you might notice minor dings or indentations, particularly on the softer plastic areas of your vehicle. Marble-sized (0.5 inches) When hail reaches the size of marbles, it has the potential to cause minor dents and dings. These dents are usually shallow and may not break the paint but can affect your car’s aesthetic appeal. Minor Dents and Dings: Aluminum body panels, such as hoods and trunks, are particularly susceptible. You may find shallow indentations that affect the appearance but are unlikely to break the paint. Quarter-sized (1 inch) Hailstones of this size can cause more substantial harm to your vehicle and often require professional repairs Dents in Softer Metals: Softer metal areas can get dented more easily. Cracked Windshields: The force of quarter-sized hail can crack windshields, especially if struck at an angle. Golf ball-sized (1.75 inches) Golf ball-sized hailstones can cause significant damage to multiple parts of your vehicle. The impact is more pronounced and requires immediate attention. Significant Dents: Roofs, hoods, and trunks can suffer major dents. Shattered Windshields: Windshields are almost certainly shattered, and cracks can spread easily. Baseball-sized (2.75 inches) & Larger hail (3+ inches) When hailstones reach the size of baseballs or larger, the damage is often catastrophic. The severity of the damage often makes repairs impractical, leading to the possibility of totaling the car. Common damage include: Major Dents: The entire vehicle body, including the roof, hoods, and trunks, can be severely dented. Shattered Windshields and Windows: Windshields and windows are likely to shatter completely. Damaged Tires and Caved-in Roofs: The impact can even damage tires and cave in roofs, making body repairs impractical due to the extent of the damage. Total Vehicle Loss: In extreme cases, severe hail damage may result in the vehicle being considered a total loss by insurance companies. What to Do After Hail Damage Experiencing hail damage can be extremely stressful, but taking the right steps immediately after the incident can help mitigate further damage and ease the repair process. Here are a few tips on what to do after your car has been damaged by hail: Document the Damage: Take photos from various angles to capture the extent of the damage. This documentation will be essential when filing insurance claims and getting repair estimates. Contact Your Insurance: Notify your insurance company immediately. Provide them with the documentation you have collected and follow their instructions for filing a claim. Get Repair Estimates: Obtain estimates from reputable auto body shops to understand the repair costs and process. Make sure to get multiple quotes to ensure you are getting a fair price. Choose a Reputable Repair Service: Consider professionals like StormWise who specialize in hail damage repairs to ensure quality service. Look for reviews and ask for recommendations to find a trusted provider. Conclusion Knowing the correlation between hail size and damage severity helps you take timely and appropriate measures to protect your vehicle. From minor cosmetic issues with pea-sized hail to catastrophic damage from baseball-sized hail, being aware of the potential impact is essential. If hail damage occurs, promptly documenting the damage and contacting your insurance can help ensure your vehicle gets the necessary repairs. If your car has suffered hail damage, contact StormWise Auto Hail Repair and Collision Repair for professional repair services. Our expert team can restore your hail-damaged vehicle to its pre-damage condition, regardless of the severity of the hail impact. Stay prepared, stay protected, and remember that size does matter when it comes to hail and your car.

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