Blog > Category: Auto Hail Repair

Category: Auto Hail Repair Blog

We’re here to help you learn how to get the best auto hail damage repair.
Because let’s face it, we can’t live without our cars (not easily at least).

hail damage repair for truck

How To Repair Hail Damage on Truck

If you’re someone that treats their vehicle like family, then you might be wondering, “who’s best to take care of the damage on my truck?”. If that’s you, then you need to learn all that you can about how to repair hail damage on a truck. Doing so can help you understand why it’s necessary to get the hair damage repaired as quickly as possible. Educating yourself will also help make the right decisions when selecting an auto hail repair shop. See below for an in-depth guide covering the different types of hail damage on a truck, why you must fix the damage ASAP, and so much more. What Should I Expect With My Insurance? If you’re a new truck owner or are currently shopping for a new truck, be sure to include comprehensive coverage in your car insurance. It protects your car from non-collision accidents such as hail, hitting a deer, etc. If you currently have comprehensive coverage, then your hail damage repairs will be covered. Better yet, reputable repair firms, such as StormWise, can help you manage the entire comprehensive claim process. Don’t wait for another storm to hit. Capitalize on your comprehensive coverage right away to make your truck look as good as new! The Different Types of Hail Damage on a Truck All drivers know how harmful hail can be to a car. However, you might not realize that there are several different types of hail damage that your truck might sustain. It’s important to know the different types of damage so that you can identify what damage was caused by the hail storm. Here are the most common types: Dents—The most common form of damage from hail. They can vary in size and depth depending on the severity of the hail storm. Most often, they’re found on the hood, roof, and side panels of your car. Occasionally on the door as well. Paint Damage—Paint damage is common along the sides of the car. As the hail is falling, it can brush up against your car and scratch the paint off. If you see unusual marks on your car, it was likely from the most recent hail storm. Cracked Glass and Lights—Severe hail storms can put severe cracks in your car’s windshield. It can also shatter your lights, the glass around your car, and your side mirrors as well.  Crooked Side Mirrors—Large hailstones will knock your side mirrors out of place and can even knock them off in some instances. Trucks Require Specialty Repair StormWise specializes in truck hail repair. Not only do we have the technical knowledge and skills to repair trucks, but we also understand customer preferences. For example, truck owners sometimes don’t want to fix the roof because it’s tall and you can’t see it. Specialized tools are required for truck hail damage repair because most trucks are all aluminum. When you perform paintless dent repair on aluminum, you have to be certified, which we are for a very long time. Special parts of trucks can cause their own set of issues. For example, tailgates are unique to trucks, and the repair shop (like StormWise) has to know how to take them apart and put them back together. The Average Cost of Hail Repair for Trucks If you were to perform a common Google search on the topic, you might be led astray. It would give you the impression that the fix would be cheap and might not even be necessary. That couldn’t be further from the truth. The average hail repair for trucks is $6,500. To get a more accurate repair estimate on your truck, you can use a free estimator. Or follow the instructions here to use the Paintless Dent Repair Matrix (PDR Matrix, for short), and do your own calculations. The most common mistake among truck owners is waiting too long to repair the hail damage on their truck. If you don’t repair your truck’s hail damage in time, it can lead to even more costs in the future. Why? Because unrepaired hail dents can cause further and more severe damage to your truck. Learn more and see this under the “you risk paying more” section of this article. Additionally, you may get hit by a second storm. Your insurance company keeps track of hail storms. If you wait until the next hail storm season to get all the damage done at once, the insurance might refuse to pay. If the damage to your car is more severe than the most recent storm would’ve caused, they have reason to believe you waited too long to fix it and will refuse to pay the difference. That kind of repair can quickly add up on a truck. Don’t Fix the Dents Yourself Whatever you do, don’t try to fix the dents yourself. While hail repair experts make it look easy, it’s a lot more complicated than it sounds.  The common myths of using dry ice, compressed air, or sunbathing aren’t going to work. In fact, they’ll create more damage on your truck, which will lead to expenses your insurance provider won’t touch with a ten-foot pole. Take the truck to a hail damage repair service right away. Let our professionals use tactics, such as our paintless dent repair, to make your truck look good as new. Remember, as long as you have comprehensive coverage, it’s highly likely that your damage will be covered. How to Get an Estimate First things first, make sure that you use a hail repair specialist like StormWise instead of a normal body shop. Be sure to read the Paintless Dent Repair section of this article on how to choose an auto hail repair company. The experience with your insurance can fluctuate depending on the provider. Since COVID, most insurance companies ask customers (you) to file a claim with photos showing the damage. Taking photos of the hail damage on a truck can be difficult. If not done correctly, the insurance estimates will leave most of the hail dents unrepaired due to them not seeing the damage. See more details

Read More »
hailstones

Why You Shouldn’t Wait Until Hail Season Starts to Fix Your Car Dents

Have you endured the painful scenario of getting stuck out in a hailstorm when driving? If so, you probably have the damage to show for it. With the current weather forecast showing no storm on the horizon for a while, you might consider putting off fixing hail damage until the storm season starts up again. However, many reasons call for an immediate fix right away. You might think your thought process is cost-saving. Why potentially pay for hail damage repair twice when you can wait it out until the end of the next hail season? But that can end up costing you a lot more in the end. Keep reading below for several legitimate reasons why you should never wait to fix the hail damage on your car again. You Risk Paying More Everyone knows what an eyesore it is to look at a vehicle with hail damage. It looks like a slice of bread that has had holes poked into it. Not exactly the type of aesthetic you’re looking for to impress people. You might think that you’re potentially saving money by waiting it out until next hail season, taking that damage, then paying for it all at once. But think again! Many times the insurance companies know where your car typically resides, and if they know there has been more than one hail storm in your area, then you will be assessed TWO deductibles. The longer that you wait to get your hail damage fixed, the more that you risk having further damage done to your car. You might even notice a few spots where the dent was so severe that it damaged (and chipped off) the paint. Without your car’s body paint, you could leave the metal susceptible to rust and corrosion. We actually see this a lot. Once the rust has started, it will continue to eat away at the metal on your vehicle. It’s like a cancer. To remove the rust, you’re looking at potentially thousands of dollars in repairs. Not to mention, no auto body shop will warranty rust repair. They can’t. What you see when you look at a panel with rust is only the tip of the iceberg…the actual metal that is affected by the rust could be 5 times larger than the spot you see. Meanwhile, if you seek repair for your dents right away, you can avoid the risk of further damage and save yourself a significant amount of time and money. At StormWise, we use the paintless dent repair technique which allows us to fix the dents without harming your car’s coat of paint. “Unrepaired Damage” and How Insurance Companies View That Unrepaired damage and what can happen if you end up getting in an accident is probably the single BIGGEST reason not to wait to get it fixed. Here’s a scenario we’ve seen happen over and over: a customer gets hail damage, 8 months goes by, they never make a claim on it or get it fixed. Someone runs a stop sign and t-bones the car, totaling it. “No big deal,” you think. This is why you pay for insurance right? Here’s the deal: you have what the insurance calls “unrepaired damage” which is devaluing your car. Say there’s $6,000 in hail damage on the car. That would take your payout for the totaled vehicle down by $6,000! WHOA! Say the car should have been worth $25,000, that means you’re only going to get $19,000 to replace your car, also minus your deductible. If this is a new car and you didn’t put a lot down on it, that could even be less than what you owe the lien-holder! So you could end up having a car payment to pay off a loan, and not have the car because it’s totalled. Can I Use Gap Coverage? “But what if I have ‘Gap Coverage’?” Gap Coverage does NOT cover a difference in what is owed on the car vs what the insurance payout is, if the reason for the difference is due to “unrepaired damage.” So you can really end up in a huge mess. You’re just rolling the dice every time you get behind the wheel of a vehicle with hail damage. You can’t control what other people do on the road, even if you yourself are a very careful and safe driver. Car accidents happen, and if you have hail damage and then get into one, that is a messy situation and you’re going to end up losing a ton of money. It takes very easily fixable damage to “unfixable.” You may not know this, but there is damage that is “unfixable” with the paintless dent repair method. Unfixable damage happens when the dents are too big, or there are too many on the panel for it to make sense to fix. If the cost to fix the panel exceeds the cost to replace it, the insurance will usually chose the cheaper method – replacing the panel. Replacing the panel isn’t the worst thing that could happen, but it’s not ideal for the following reasons: You will lose the manufacturer paint warranty. You may be stuck with an aftermarket panel if that’s only what your insurance pays for. The paint will NEVER be the exact same as what you get from the dealership Replacing and painting panels also takes a lot more time than PDR, so you’ll be without your favorite ride for that much longer. Harms Your Resale Value Perhaps you’re considering reselling your car shortly. If so, then your hail damage repair can’t afford to wait. This is for many of the reasons that have already been mentioned, including: A greatly devalued vehicle Rust or corrosion  Costly repairs Further hail damage Damage after an accident that’s too expensive to justify All it takes is one dent in your car to knock off hundreds (if not thousands) of dollars off your car’s total value. Interested buyers will see it as a major turn off, and they might lose interest in your car entirely. If you’re

Read More »
thanks for fixing my leased car hail damage

What If You Have Hail Damage on A Leased Car?

Have you leased a car and gotten stuck out in a hailstorm with it? If so, there isn’t much you can do at that moment. You can try to find shelter, but even then, there might be a few dents that have already occurred. Whenever that happens, it might feel as if you’re back is against the wall. What are you supposed to do now? Who do you turn to for help? How can you repair the damage on your leased car? Be sure to read below for more information on leased car hail damage and what you should do when that happens. My Leased Car Has Hail Damage: What’s Next? In other words, you’re probably asking: “my leased car has hail damage. Is it my responsibility to fix it?“. The short answer? Yes, it is. However, that doesn’t mean you have to put a hole in your wallet to do so. Most vehicle leasers will require that you have a comprehensive auto insurance policy that covers the lease from start to finish. If so, then that comprehensive coverage will protect you from the hair damage your leased car has undergone. If you’re still in the “shopping around” phase, be sure to look for providers that offer coverage on things like: Animal Damage – Road kill Hail Lightning Fire Flooding These are damages that occur outside the normal car accident or collision. Because of that, you want to make sure you have coverage for them. Lastly, don’t wait too long to find a provider. If the hail damage occurs before you invest in a comprehensive coverage policy, the damage will not be covered. In fact, the car dealers might not even take you on as a client. Hail damage severity can range from storm to storm, and cost on average $6,500. Don’t leave the condition of your leased car up to chance. What If I Choose Not to Repair the Damage? Perhaps you are wondering if you can get away with the damage. Maybe you want to try and delay the cost of paying for repairs (it’s tempting to keep the money and ignore the damage). To be frank, neither one is a good idea. The former will never work. If you return the car to the leasing company with hail damage, they will charge you more than it would’ve cost to fix it yourself out of pocket. If you attempt to do the latter, even more problems could arise. Depending on how deep they are, the dents from the hailstorm could collect water and start to rust. It can also cause the paint on your car to chip off, which increases the chances of rust, and will eventually cost more. Any time that your car undergoes hail damage, leased or owned, be sure to visit a hail restoration expert right away. If you bring it in quickly, they can perform a non-intrusive dent repair process that will keep your leasing company happy. Lastly, if you wait too long to repair hail damage, you’re leaving the car vulnerable to further damage. Heaven forbid the car were to get caught in an accident or a second hailstorm, the damage would end up far worse. How to Find a Reputable Hail Damage Repair Service So we’ve settled on the fact that you need to get your hail damage repaired as quickly as possible, and that your comprehensive insurance will cover it. Now it’s time to learn how to find the right hail damage repair service for the job. Here are a few recommendations on how to find the perfect fit: Scan Online Reviews Any time that you’re looking for work on your car, you should scan the online reviews of that service. This helps you find a company that prioritizes their customers, not their wallets. Be sure to pay special attention to the comments left by previous clients. What level of hail repair did they have performed? How quick was the turnaround? Was their car leased? Did their insurance policy cover the costs? It’s important to know what you’re getting into. Remember, you leased the car, so you’re essentially in charge of taking care of someone else’s property. Look for Paintless Dent Repair Specialist You want to make sure the dent repair you hire has multiple service options. This can help you get the maximum ROI on your purchase. At StormWise, we offer extensive hail repair treatments, and specialize in the advanced technique, paintless dent repair, which offers a quick and efficient way to remove the dents. If you own the car, the PDR can protect the integrity of your paint and keep it under the original manufacturer’s warranty as well. Proper Communication Communication is key throughout this entire process. You’re not the dent repair expert, we are. And we take it upon ourselves to answer all of your questions and provide you with all the information you need. All of that starts by receiving a free quote. The service will assess your hail damage and give you the most cost-efficient form of fixing it. If you’re shopping around, make sure to gauge the repair shop’s communication skills when you initially reach out. Do they seem legitimately interested in helping you? If so, it’s a good indicator of their service! Repair the Hail Damage on Your Leased Car Today No more waiting around. Be proactive and reach out to repair the hail damage on your leased car today. Otherwise, you’ll end up paying for it on the back end. To see what your service will cost, be sure to read this article for how to use a dent repair cost estimator for your car. For any inquiries that you may have, or to schedule a free quote, please reach out to us and we’ll be happy to help!

Read More »
Couple using stormwise hail damage calculator online

A Step-by-Step Guide to Using a Dent Repair Cost Estimator for Cars

According to the Rocky Mountain Insurance Information Association’s hail report, Colorado had the highest overall hail damage claims in the U.S. between 2017-2019. Over that three-year span, the “Personal Automobile” policy type for hail loss claims was second only to the “Personal Property Homeowners” policy type. Colorado’s most damaging hail season runs from around the middle of April to around September 15th. The Front Range is right in the center of “Hail Alley”! This is where the United States gets the largest hail storms. Folks who live here are looking at about three or four considerably damaging hailstorms each year. Read on to learn how to use the dent repair cost estimator to find out roughly how much you can expect to pay for the repairs. Dent Repair Cost Estimator You’ll want to get yourself some good hail insurance if you live in Colorado. Over the last 10 years alone, these storms have cost Colorado residents over $5 billion in insured damage.  Don’t worry, almost all insurance companies cover hail damage in the comprehensive insurance. If you live in one of the country’s hail-prone areas, the insurance industry recommends you have this specific type of coverage. Here at StormWise, we’re providing you with a convenient dent repair cost estimator, to make it super easy to find out the amount you may have to pay, depending on the number, size of the dents and other factors.  Count and Measure the Dents Before You Start Make sure you can see the dents in your car to get an accurate count. Measure the size of the dents with a Dime, Nickel, Quarter and/or Half-Dollar sized coin. For example, if you can still see the dent by covering it up with a Half Dollar coin, then the dent will be considered ‘Oversized’. Follow the Calculator Steps To get started, go to the dent repair cost estimator page. Enter the type of vehicle that’s damaged. Then enter the year it was made. Under “Left Side Panel Damage Information” you can select which area(s) was damaged. Your choices include: left front fender, left front door, left back fender, left back door, or no damage on the left side panels. For my 2019 Subaru Outback, I chose “Left front door.” The next field of the hail damage estimator is where you put in the number of dents. Then move over to the next field and choose the biggest size of your dent(s) from the following options: 0.75″ (dime size) 0.835″ (nickel size) 1″ (quarter size) 1.5″ (half-dollar size) >1.5″ (oversized) I chose 15 dent with a size of 0.75″ (dime size). The next field will show you the number of total dents on the left side panel. Next, you have the option to upload a photo of your vehicle damage. As you move onto the next page of the hail damage estimator, it’ll ask you to enter information about any top panel damage. Following the same steps of the left-panel, I chose 10 dime size dents in the top hood, and 34 nickel size dents in the top roof. The next page will cover the right side panels. I chose “no damage.” Move ahead to the next page and you’ll see that you’re asked “In Case We Lose Connection, Where Should We Send This Estimate?” In this area, go ahead and enter your full name, a valid email address, and the best phone number at which to reach you. How to Understand the Estimate The next page of the hail damage car repair cost calculator is the last step, which is your preliminary report. Mine says Your car has severe hail damage. 😭. You’ll see it conveniently explains for you the four main parts hail damage repair is usually comprised of, which are Dent Repair, Removal and Installation, Parts, and Sales Tax. This is a paintless dent repair cost estimate, so if there’s any damage to your vehicle’s paint, you’ll need to factor in the paint time, body time, and paint & material costs as well. My hail damage repair estimate, based on the information I entered above, my PDR cost is as low as $5,650 to approximately $12,000. The estimate range, in the end, is huge. That’s because the lower part contains a rough estimate of the PDR cost. Without knowing the specific location of the dents, it’s hard to factor in other costs such as R&I cost, part replacement, etc.. So the higher end includes the average cost of such from similar hail damage based on our decades of experience. That’s why on the final step when we provide you a cost range, we also give you the option to receive contact from us to provide more details, which is highly recommended to get an accurate and free estimate. Accuracy of the Dent Repair Cost Estimator Accuracy of the estimator heavily depends on your ability to spot and measure the number and sizes of the dents. This is another reason the estimate provides a huge range based on our experience working with customers who did initial estimates using online PDR calculators like ours. Believe it or not, counting dents can be very difficult for customers and even insurance adjusters. What’s worse is to provide an estimate based on only the pictures you take. Since COVID, most insurance companies don’t send adjustors to do a personal inspection. Taking pictures to show all the hail damage is a daunting challenge.  More details here. What’s Included in My Hail Damage Estimate? Let’s talk more in-depth about the four estimate parts we mentioned above. Note that a comprehensive “hail damage estimate” is what you receive when contacting StormWise, not something you can get from an online calculator, however, both are free. You’re looking at the “Paintless Dent Repair Estimate”, which is the time and labor required by a technician to fix the actual dents. Then you’re going to have your “Remove and Install Cost (R&I)”, which tell you the cost of removal and installation of parts as needed to reach the hail damaged areas of the vehicle. Moving on to the next part, you’re going to see “Part Replacements” which are

Read More »
questions about auto hail repair

10 Auto Hail Repair Questions: A Cheat Sheet for Car Owners

If you have a lot of questions about auto hail repair, this article has all the answers. Below is a quick look at some of the most common inquiries that come up from car owners who have suffered from hail damage.     1. Will auto insurance cover hail damage? This is a common question for a good reason. For a short answer, it is dependent on the type of insurance coverage you have to cover your car. If you only possess liability insurance, this isn’t going to cover any damage that was the result of hail. If you have comprehensive insurance, however, this will protect you – and your vehicle – if hail damage occurs. This also applies to any scenarios where forces damage your vehicle out of your control. More information 2. How much does paintless dent repair cost? Rather than traditional dent repair, people opt for paintless dent repair (PDR) as it is the better, faster, and more affordable option. In general, the average PDR cost for hail repair can start at $2,500 and go beyond $10,000. But if you possess comprehensive auto insurance, this should cover for the repair payment minus your deductible, which we can also help with. When working out the cost of your damages, most insurance companies estimate the cost of your repair with a similar pricing matrix. The details of this matrix might alter depending on the company, but they all help to determine the cost of repairs based on how many dents are on each vehicle panel and how large the dents are. We use the same matrix as the insurance company to make sure your claim will be approved. More information 3. How to repair auto hail damage? It is possible to try and repair your vehicle following hail damage. There are various DIY guides available on the internet, and small dings and dents can seem easy to correct. However, it is a much more challenging process than it may initially seem and is best left to the professionals. In general, there are two main methods for professional auto hail repair: traditional dent repair and paintless dent repair. The latter is the industry standard these days due to the speed, quality, and reduced cost of PDR. More information 4. How much does hail damage devalue a car? Based on our long history of repairing hail-damaged vehicles, we’ve estimated the average cost of auto hail repair is $9,000. This is because the damage generally affects several car panels that need to be fixed. As for how much this devalues a car, this is dependent on various factors revolving around the vehicle itself. These factors include the car type, age, and condition. When the repair cost exceeds approximately 50% to 60% of the vehicle’s value, this could lead to it being written off as a total loss. More information 5. How is hail damage assessed on a car? There are four main parts to consider when it comes to a hail damage assessment. These are: Paintless dent repair: The time and labor required for a technician to complete the PDR process. Try this PDR calculator if you need a rough estimate. Remove and install cost: The R&I covers the labor cost of removing and installing vehicle parts required to complete the PDR. Part replacements: If the hail damages car components like the windshield, these need to be replaced with new parts. Sales Tax: Colorado doesn’t include sales taxes on labor costs, only on vehicles. A car may also require paint damage repair. To ensure you receive a fair and accurate price assessment, take your vehicle to a reputable company like StormWise. More information 6. How much does insurance pay for hail damage? Assuming you have comprehensive coverage for your car, the good news is that you’re not going to be hit too hard with out-of-pocket costs. Your insurance provider will cover the bulk of the cost, assuming you use a qualified repair shop like StormWise, of course. In Colorado, the average claim sits around the $6,500 mark. With StormWise on your side, your deductible is covered. This means you don’t have to suffer the stress of filing an insurance claim to repair the hail damage. However, it’s important to realize and be aware of some of the issues of getting an insurance payout on your hail damage. The first thing to consider is how most insurance companies want to pay for the repair as cheaply as they possibly can, which may not be the best choice for customers. To avoid this nasty surprise, it’s always recommended to get an estimation from a reputable repair shop so that you’re fully aware of the amount that your insurance needs to payout. Additionally, 2020 has created an extra challenge, as most insurance companies ask for a photo of the damage from a customer to assess it, rather than seeing the vehicle themselves. As hail dents are hard to spot in photographs, this may lead to your initial estimates from your insurance being far lower than what you actually need. When you work with a hail repair specialist, like StormWise, we make sure your insurance companies pay for the full repair, including the damage not included in the initial estimate, with an adjustment, which is called Supplement. More information 7. Can you drive a hail damaged car? Most cars are only afflicted by cosmetic damage following a hail storm. However, severe hail storms can result in significant damage. This damage could include a smashed windshield and windows, broken taillights, and impacted frames. With all of this damage, it’s safe to say it can be safe to drive a hail-damaged car. Yet don’t be fooled by what seems like just cosmetic damage, either. The hail could cause the vehicle’s body metal to decline. Also, driving a hail-damaged car has the risk of losing out on insurance payout if that car is involved in an accident or other incidents causing further damages. More information 8. Does hail

Read More »
hail damage car insurance adjustor examine the car

Everything You Need to Know About Hail Damage Car Insurance

According to the Insurance Information Institute, damage related to hail storms costs between $8 billion and $14 billion every year. Texas sees the most impact of any state in the country, with Colorado in a close second. Comprehensive car insurance, including hail damage car insurance, covers damage to your car from non-collision events. These are things like a falling tree, hitting an animal, or a weather-related incident. But filing a claim can be complicated. And any missteps can leave you dealing with a lengthy restoration process or haggling with an insurance company for payment. If your car has been damaged by hail, keep reading to find out what steps you should take to get it fixed. And you can do so without paying a dime for the repairs. Hail Damage Car Insurance – Comprehensive Insurance Hailstones range in size from about 1/4 inch to over six inches. They can weigh over a pound and travel at speeds of up to 100 miles per hour. It is easy to see how hail damage can total a vehicle. If you have comprehensive coverage on your policy, it will almost certainly cover hail damage, but it’s a good idea to double-check. Some policies exclude weather-related events and require a special “wind coverage,” especially in areas prone to hailstorms. Hail Damage Claims Process The process works like this: you file a claim with your car insurance. Then the insurance company assigns an agent (adjuster) to assess the damage to your vehicle. They may recommend a body shop, but you have the right to choose any repair business to work on your car. If possible, you will want to have paintless dent repair done to your vehicle. Traditional repair methods bang out the dent as much as possible, then use putty to smooth out the surface. Once the filler dries, the area must then be sanded and repainted. Paintless dent repair uses special machines to return the surface to its original form. For this reason, the damage doesn’t appear on accident reports, because it was reversed, not fixed. This also is why it is important for you to take control of the process of fixing your vehicle. You don’t want the insurance company to dictate every step of the repairs process. You should select the body shop of your choice and be involved in the decisions made about your vehicle. Factors That Delay Repairs – Insurance Supplement When an insurance adjuster makes an initial assessment of the damage, he or she may miss something. When this happens, the body shop writes an auto insurance supplement to pay for the difference in the repair cost. This is not uncommon, but it is problematic because it creates a back-and-forth between you, the adjuster, and the technicians doing the repairs. You want your car restored to its pre-storm condition. But your insurance company wants the repairs to be done as cheaply as possible. Let Your Repair Shop Handle Your Insurance Claim At StormWise, we take care of this process for you, from the initial claim filing to any supplemental costs requested. We deal with the insurance agency to make sure that they pay for whatever repairs are warranted. We have a proven track record with many prominent insurance companies like Geico, The Hartford, State Farm, and many others. Often, they won’t even assign an adjuster to audit the supplement. They simply go with our estimate, based on our proven track record of integrity. This also means a faster turn-around on your claim. We will get the process started and make sure your car is repaired properly and as fast as possible. We’ll eliminate the hassle and time you would otherwise spend on your hail damage car insurance claim. What About the Deductible? It is important to know that insurance deductibles do not work like health insurance ones. You pay a deductible for each incident, regardless of how many there are during a coverage period. If you have a $500 deductible, you will be responsible for paying that amount every time, even if your car is in a half-dozen hail storms in a single year. If you assume the hail damage to your car is less than your deductible, you may think it’s not worth it to file a claim. There are a few reasons to reconsider this. First, you may assume it is not worth the risk of impacting your premiums. But this should not be a factor. Weather-related events are not your fault, so even several claims will not impact your rate. This is why you have coverage: to protect your vehicle from damage, especially when it is beyond your control. Next, the damage may be more significant than you think. Dents and dings can be difficult to fix and can be very expensive to fix. In fact, the average hail claim is around $6,500. This could translate to greater loss in the future when you sell your car. If you carry comprehensive insurance, your car is probably in pretty good shape already. Hail damage can dramatically lower the value of your car, so put the insurance to use and have it fixed. You will thank yourself down the road. And with StormWise you have no reason to let prospective out-of-pocket costs hold you back. We will pay for your deductible up to $1,000. So, you have nothing to lose by letting us handle your claim. Also, we’ll even cover the cost of a rental car, if your insurance doesn’t already include that.  File a Claim Today Now that you have an idea of how the hail damage car insurance claim process works, you can get the ball rolling on getting your car fixed and being compensated for it. You have nothing to lose and everything to gain by letting StormWise handle this process. We have been doing this since 1997 and will ensure that your claims process runs as efficiently as possible. As an experienced auto body shop in Denver, we’ve been doing this since 1997 and will ensure your claims process runs smoothly from start to finish. We also have a team

Read More »
hail storm on the horizon

What Does Hail Damage Look Like on a Car?

While hail of any size can cause damage to your car, hail with a diameter of at least one inch is likely to lead to medium to severe damage.  Unless you have hours watching weather reports every day, you may get caught in a storm by surprise. It is therefore important to know what hail damage looks like and what to do about it. 4 Types of Hail Damage You Can Spot Immediately There’s nothing worse than getting caught out in a hailstorm with your car exposed. If you don’t cover your car in the right way, it can get absolutely hammered.  Hail stone size isn’t the only factor in hailstorm damage. The wind, as well as the duration of the storm, can also have an impact on your vehicle.  Storms with higher wind speeds and longer durations are bound to cause more damage than short storms with low wind.  The wind typically blows with incredible force and pours out worst on those surfaces that are facing away from where it’s coming from – so if there is an open spot near one side of a vehicle then chances are good they’ll have more extensive damage than towards another edge or corner with some protection against this particular weather condition present How can you spot hail damage, and what can you do about it? Is there a way to prevent hail damage in the future? Hail can cause several forms of damage to your vehicle, so here are 4 signs to look out for, if you suspect hail damage on your vehicle! Dents Dents are one of the most common forms of hail damage you can receive after a storm. They will be more common depending on the severity of the storm, and can vary in size and depth. Hailstones often leave dents that are conical, and they will appear on the hood, roof, and side panels of your vehicle. They can even appear on your door, sometimes making it harder to open. Metal thickness can play a big part in your potential for damages from hail storms. The lightweight and durable aluminum is favored among modern models, and this metal also has the advantage of being less susceptible to dents than steel – though it’s more difficult to fix these types of dents as well! The good news is that comprehensive insurance will cover costs to repair dents and other damage caused by hail. Paint Damage As hail is falling, it can scrape against the sides and front of your car, leading to chips or scratches in the paint on your vehicle.  This can happen regardless of the size of the hail, so check your vehicle thoroughly after a hailstorm. If you notice strange marks left behind after a storm, hail likely caused it. Cracked Glass, Mirrors, Lights If the storm is severe enough, hail can cause cracks in your windshield, or on your side mirrors, or even shatter the glass and tail lights. If you notice any damage to the front or back windshield of your vehicle, be careful when entering, as there could be glass debris inside. Missing or Misaligned Mirrors Large hailstones can knock your mirrors out of place with enough force. In some instances, they can completely break your side mirrors off of your vehicle. Pay close attention both to the glass on the mirror and the alignment.  A simple misalignment can be fixed quickly, but a torn off mirror will make your vehicle unsafe to drive for a while. How To Repair Your Car’s Hail Damage If the paint is intact, paintless dent repair (PDR) is usually recommended as an affordable option for hail damage repair and return your car to pre-hailstorm condition. Sometimes, the extent of your car’s hail damage may be more significant than PDR can handle, especially if paint is damaged. In these cases, more conventional dent repair (grinding, sanding, painting) or panel replacement will be recommended. Here are 3 things you should do after a hail storm damages your car. Damage Solution #1: File A Claim You should immediately file an insurance claim for the hail damage immediately after you notice the damage above.  Take photographic evidence of the damage, and try to include how your vehicle appeared before the storm, if possible.  If you can get a few shots or videos of the storm itself, or of the hail, this can also be helpful with your claim. Damage Solution #2: Visit a Hail Repair Specialist Once you’ve filed a claim, it’s time to take your car in for an independent estimate. This is an essential step to make sure all the damage is fixed and covered by your insurance. 99.9% of the time, the adjuster’s initial estimate is lower than what’s needed to fix all the damage. That’s because hail dents are difficult to spot. It’s especially the case this year when most insurance companies request customers to simply send photos when filing for a claim.  No matter how good your camera is, it’s still tricky for adjusters to determine the hail damage in most photos. When a hail repair specialist examines your car, the technician will use unique lights and tools to help identify all the damage. Damage Solution #3: Bring Your Car to Stormwise At StormWise, we’ll circle the dents to prove dent count, take videos and pictures, and provide receipts of parts that need to be replaced to justify the estimate we’ll provide. When there is a discrepancy between our estimate and the adjusters, we’ll then submit a supplement to the insurance company for approval.  And yes, we handle the “negotiation” with your insurance agency for you. Occasionally, a supplement that isn’t 100% approved (rare, but has happened with lower-level insurance providers including The General or Bristol West).  In that case, we work hard to ensure you’re not responsible for any overages. Don’t Try To Fix Hail Damage By Yourself If you’re tempted to fix the hail dents on your own, read this article first.

Read More »
happy customer using hail dent repair offer at StormWise

StormWise Holiday Hail Dent Repair Offers Explained

As customers prepare for an unusual holiday season, StormWise is launching a cash-back offer to put more money back in customers’ pockets. You may have seen our offer on Facebook and in Yahoo Finance and may be wondering how it works. When it comes to hail dent repair, it’s easy to get caught up in various offers and industry jargon – we explain what it all means and how it works in real life. Pay No Deductible An insurance deductible is the amount you pay towards the repair cost before your insurance coverage kicks in. Unlike health insurance deductibles, auto deductibles are NOT annual deductibles, but the amount that you’re responsible for every claim you file. For example, if you file for an auto hail repair claim and you have a $500 deductible on the comprehensive coverage, your insurer will pay for the entire hail repair cost, minus your deductible.   As an independent repair company, StormWise works with all insurance companies and uses an insurance-approved pricing matrix to assess the hail damage cost, a large portion of which is the paintless dent repair (PDR) cost. Because such costs are not hard costs such as material and part replacement, it allows us to dig into our pocket and cover our customers’ out-of-pocket costs.   StormWise Deductible Coverage Offer We have two deductible offers in 2020: Cover up to $500 deductible: This is our standard offer to help cover customers’ out-of-pocket costs. This offer can be layered with one other offer below, such as the $200 cash-back or a complimentary free rental car – if your insurance coverage doesn’t include one. Cover up to $1,000 deductible: This is our special offer for 2020. For most customers, the $1,000 covers everything they have to be otherwise responsible for. You cannot combine this offer with any of the other offers below. Does that mean you’re overcharging? Not at all. As mentioned above, insurance companies have to approve the estimate provided. Not only do we use insurance approved pricing matrix for PDR, but we also use the same book time that insurers use to assess R&I (remove & install), replaced parts, and any materials needed to do the job. Does that mean you’re cutting corners? Never! Quality means everything for StormWise. Although it’s a cliché, we deeply care about what we do. More often than not, we’ll fight for our customers to get more covered by your insurance company. We make sure every dent is included and every broken part (from hail) is repaired correctly or replaced. If something goes wrong, we will do whatever it takes to make it right. For every hail damage we repair, we stand behind our work with a lifetime warranty – if your dent comes back, we’ll fix it again, for free.   StormWise $200 Cash Back   This is our special holiday gift to customers qualifying for full-auto, bumper-to-bumper hail repair. We all know this year’s holiday season is going to be different, and we’re putting $200 extra back to customers’ pockets as our way of saying thank you – Thank you for choosing StormWise for your hail repair! We hope this cash-back offer helps all of us build up our local communities and inspire everyone to do good in their corner of the world. As mentioned above, this cash-back offer cannot be combined with the $1,000 deductible coverage.   Free Rental Car Our offers are designed to make your auto hail repair experience as easy and as convenient as possible. Understanding your vehicle is an instrumental part of your life; we want to make sure you have a backup option when we repair your car, especially when your insurance policy doesn’t include rental coverage. StormWise will cover up to $35 per day for a rental car. On average, rental cars cost $17 per day, so this is more than enough for most customers’ needs. We will even meet you at the rental facility to make the switch easier!   Other Benefits of Choosing StormWise When you trust StormWise for your vehicle’s hail repair, it is our job to take care of it, and we do everything we can to keep that promise. We’ll handle your insurance With more than 20 years of experience, we’ve seen it all with every insurance company and have built a reputable relationship with all major insurers. Many of them use the StormWise estimate as their adjustor’s estimates for auto hail repair. If you haven’t filed a claim when you contact us, we’ll file it for you, schedule the adjustor’s appointment, and everything associated with insurance. Lifetime Warranty One of the benefits of Paintless Dent Repair is that once the metal has been bent back to its original position, it will stay that way for the life of the vehicle – and we will stand behind our work for a lifetime. If anything ever comes up with your car down the line that you believe to have been a result of our repair, call us and we will make it right! Free valet For those who do not want to drive the distance to get to our shop, we offer a free valet service to pick up and drop-off your car for full auto hail damage repair. 100% satisfaction guaranteed Customer service is as important as our repair work. Over the years, we’ve served more than 1,000 happy customers and have received hundreds of 5-star reviews. A Very Happy Holidays from Our Team at StormWise We hope that our special offer will ease a few financial worries, and help support our community’s economy, as the winter rolls in and we begin to spend much-needed time with our loved ones once more.

Read More »
Apply heat to fix car dent

Compressed Air and Dry Ice Dent Removal Myth

Should I try to pop my car dent with dry ice or compressed air? That is a question we get often. Different voices on the internet can point you in various directions, making it hard for someone who doesn’t have any experience and just wants answers quickly. Before you start trying out any of those techniques yourself as an alternative solution, know that we will provide answers about the myths associated with auto dent removal here!  We’ll give concise responses with all necessary information for an informed decision-making process so please keep reading on… The old way of repairing a car dent is expensive and time-consuming. It involves grinding down the surface, repainting it all smooth again with paint that’s not too thin or thick so as to risk leaving any marks behind; then you’ve got sanding followed by hours worth on top quality primer/base coat before finally getting back into your vehicle one last round for good measure – this process can take up weeks depending and costing tens of thousands of dollars. So car owners dread the repair and often search online for cheaper alternatives. There are numerous dent repair DIY tips from YouTube and blogs. The most popular ones are the compressed air dent removal and dry ice dent removal methods. But do they actually work? Hair dryer and compressed air dent removal – It Does Not Work. This is one of the most popular DIY methods of dent removal. You’ll find numerous videos and blogs that test this method or provide detailed description. Myth – How does hair dryer and compressed air dent removal work? Heat up the surrounding area of the dent using a hair dryer gently and slowly to avoid damaging the paint. One it’s hot enough, apply cold compressed air (or a high-risk alternative: dry ice) to cool down the center of the dent quickly to cause the metal to pop back to its original shape. Does it work? No, not even for tiny dents. You could patiently watch this popular YouTube video, in which Donnie tested multiple dents of various sizes, and find out after 15 minutes, none of his dents were fixed. Or you can take our word for it. Maybe you’d think the cold compressed air wasn’t cold enough and are tempted to try dry ice next. Dry Ice Dent Removal – It Does Not Work. Myth – How does dry ice take dents out of a car? The theory is that dry ice will cause the temperature of your vehicle’s bodywork to drop sharply, which in turn will help the dings to even out. Does it work? Dry ice dent removal is a popular topic on Google with more than 4.4 million results. So it must be true, right? Unfortunately no… Even if you pair the dry ice with the hair dryer method, the answer is still “No, it just doesn’t work.”  Some people believe this used to be an old-school method when cars were made of thick metals, requiring a speedy and extremely hot and cold cycle. And many of them try and then end up at our shop because it caused more damage. So why doesn’t it work? First of all, you have to heat up the metal significantly, and your hair dryer can’t produce that much heat. If it can, you may want to discard it because that wouldn’t do any good to your hair. When you apply that much heat professionally, you worsen the damage on your car, leading to more types of damage that would require repainting and spending more money. We haven’t seen any shop use this method for many years because, in addition to paint damage, the metals in modern cars will be weakened under immense heat. Also, dry ice is incredibly dangerous and cold enough to burn the skin in a similar fashion to frostbite. If you accidentally eat, swallow, or inhale dry ice, call 911 right away. Park In The Sun – It Doesn’t Work. The sun offers a lot of benefits, but it doesn’t pop out dents. This is another myth based on temperature changes.  Various articles on the internet claim that should you expose your car to the blazing hot rays of the sun for a considerable amount of time, its metalwork will expand. In turn, the dings and dents caused by the hailstorm will naturally begin to pop out. How we wish it’s this simple! At least this one doesn’t deal with harmful substances. So feel free to try it out, but don’t be disappointed when it doesn’t work. Make Use Of A Dent Repair Kit – It may or may not work. If leaving your car to bathe in the sun doesn’t seem to work, your internet search for DIY dent repair will likely lead you to a dent repair kit. The clue is in the name — this is a specialist type of equipment used to remove dents and dings from the bodywork of vehicles.  These kits are easily accessible and can be found in most auto supply stores. Better still, they’re incredibly affordable. As a result, it has led many car owners to believe that the paintless dent repair is easy and can be done by an amateur. It is doable, but do you have the skills? And should your car be your guinea pig? A DIY set technically works. However, we strongly advise you let the professionals fix your car’s dings and dents. Using these tools requires skills and practice.  DIY dent removal kits often come with a glue gun, a heat gun, various pulling tools, etc.. If not careful, you could further burn or crack the metal—and end up spending much more money fixing it. In addition, depending on the dent locations, you often need to remove the damaged panel before you could work on the dents. Provided you can find tons of resources teaching you how to remove and refit panels of your car, be sure to watch those videos

Read More »
StormWise Insurance Help

Insurance Navigation

We work with all reputable insurance companies and will help take care of your claim, inspection, and deductible.

StormWise Satisfaction Guarantee

100% satisfaction guaranteed

Rest assured with a free estimate, a free rental car, and a lifetime warranty. We can arrange free car pickup or delivery, too!

StormWise Expert Advice

Expert Advice

Ask any questions you have about automotive hail repair and our process. You can also get an estimate via online chat.

Contact StormWise To Get Your Car Dent-Free